Clippy's 'the final debt' diary

Kepp

Found you! Happy new diary Clippy

GreenSaints

I love DF diaries. They are so motivating and inspiring, however Clippy,yours makes me feel totally unorganised and lazy!

I've subscribed and look forward to reading more

Squidge123

I always feel lazy after reading this diary. I feel like I need to get my yoga kit out but that means having to drive to my parents home and fish it out and fish out my gear to wear when doing it lol

clippy_girl

hmm i feel you all dont have the accurate picture of the real me

so yesterday i didnt realise the MS couldnt be done at lunch until i went to print the notes. really annoying as wasnt worth going all the way for one so had to cancel both :mad:

on the plus side i went to the gym yest and managed not to eat any junk :j

today i ate some crisps and a small bowl of HM salted popcorn but i did an hour gym session (:eek:) followed by a swim (6 lengths:o!). then had a nice lie down in the sauna

will see how long i can keep this up for, managed 3 weeks at the start of jan before i fell off the wagon!

ive never done yoga before, tried it once on the wii fit but couldnt even stand on one leg without support! :rotfl:

on the money saving front not much going on. preparing for a £3 payment to mum on friday :rotfl: bloody tesco took the £25 min payment even though the balance was cleared over a week ago so debt account currently -£25 (interest free luckily!). for some reason i was convinced it was a £38 payment i was expecting but according to spreadsheet it is only £20. realised i missed and £8 job off so now not sure if there is a £10 job missing as well or if i mistakenly thought it was £30 instead of £20. will find out on fri when it arrives and i can look at pay slip.

realised the card i bought the very item on expired in jan so they will not be able to refund me now onto it (but it was valid the last three times i have requested the refund). cant be bothered to log on and email again, will see what they say when i get the full response as they may just send a cheque anyway!:cool:

clippy_girl

GreenSaints wrote: »

I love DF diaries. They are so motivating and inspiring, however Clippy,yours makes me feel totally unorganised and lazy!

I've subscribed and look forward to reading more

i'm sorry it makes you feel that way sure you are not lazy!

unfortunately it makes me feel like that as well when i re-read what i planned to do and then spent the day lounging on the sofa :rotfl:

clippy_girl

so money arrived and it was £29.75. so i must have imagined the £10 but forgot about a £1.75 job! £5 sent to mum!

was hoping to buy petrol on cc and transfer the £25 from the petrol fund on payday to debt account to take account of the £25 payment coming out when nothing was owed. however, i am v low on petrol and so will need to put some in today. dont want to use next months petrol allowance to do this. so will put £15 in today (technically paid for out of debt account) and when i do a big fill up i will transfer the £10 remaining to debt account. quite happy with this as main reason for needing petrol is to go to my two audits before payday and i used quite a bit last week doing a longish journey for MS

so plans for today are to get petrol, go to work, post pressie for friends daughter and then gym ses after work

clippy_girl

grrr clippy is annoyed :mad:

got my tesco vouchers through and they had money off ones. now as its not payday til next week i was planning on buying only essentials that i needed plus 3 boxes of fish fingers as they are only on offer till tuesday. so a small cheap shop i thought so just took my £5 points vouch!

however there were lots of great offers in tesco on stuff i was running out of and would need to buy next week when i am paid.ended up spending £31 and had a voucher for £4 off £30 at home

also got the question of how to pay for said food as no money left this month food budget and next month i need to pay £30 for chicken and bacon (i buy in bulk and ran out).

think what i will do is use the remaining £10 credit on cc towards it and reduce next months budget by £15 (i would have been buying most of the offer/bulk stuff next month anyway). then i will buy chicken and bacon with rent money as tbh i can never afford to reduce the food budget £30 on the months i need to stock up and as my food budget is low, i dont have money left over to save up. so thats a plan!:cool:

blacksta

You can do it - I believe in you.

clippy_girl

what a boring post that was!

so plans for weekend-

clean whole house as didnt last week
one load of washing
cut, do cuticles and paint nails
cut and paint toe nails
finish reading woman in black
type up audit results
list 3 items on ebay
go gym & swim twice

think that should be enough!

oops also need to-

open mountain of post received over last two weeks (i pick out ones that look interesting and ignore the rest until i can be bothered!). everything is paid by dd so no risks in doing so!

clippy_girl

so progress so far-

post opened and mostly binned
upstairs cleaned
washing done (but still in machine)
audit results done
gym and swim yest
gym class and swim today

unfortunately over 20 mins of class was squats :eek: and i do not have good leg muscles except calves. now my thighs hurt a lot :( last time i did a class like this i could not climb stairs or lower myself into a chair for 4 days :eek: was quite funny though as went with a colleague so we just moaned about it all day!

means i wil prob not bother doing much cleaning downstairs

on a positive note i am feeling quite motivated re diet and excercise so need to keep up the good work booked myself a abs class on tuesday. soon i will have a lovely hard flat stomach under the layer of fat above :rotfl:anoyingly the classes i want are always full so need to get more organised re booking them!

hoping my internet will be fast enough to watch a film online from lovefilm and i can lie in bed and do my nails this afternoon:D

once i have done that i will ebay the items. found another cd to sell as well which i bought from work market place for £1.50 and have put on itunes. will see if i can get my money back

really need to read the book as well. problem is i generally read at night before i go bed and it will be scary. i have read up to where it starts getting scary so have been reading fluffy books before bed. still undecided about whether it will be too scary for me to watch as it was scary enough at theatre nevermind with special effects :rotfl: