Hiding your debts? Think you can cope on your own?

BlushingRose

Rochdale_Guy wrote: »

Do they ask if you have any credit cards? I can't say no as when they they transfer my direct debits, they'll see I am making payments to 5!

No, they didn't ask us.

Cancel all your DD from your old bank - DO NOT set up new DD for your CC at the new bank. That defeats the aim.

FabuLass

Help........
I've had a setback....new bank wants to see bank statements, I said I had no ccs, cos I figured I wont be paying any from new account....but my statements show lots of things that im putting into DAS that I didnt mention in online application.:( Im so scared about going in tomoro with paperwork now, what if I can't open an account anywhere?? Oh god

BlushingRose

FeeFeeDee wrote: »

Help........
I've had a setback....new bank wants to see bank statements, I said I had no ccs, cos I figured I wont be paying any from new account....but my statements show lots of things that im putting into DAS that I didnt mention in online application.:( Im so scared about going in tomoro with paperwork now, what if I can't open an account anywhere?? Oh god

I'd start a new thread with this hon, it'll get seen by more people.

Which bank and account are you looking to open?

Rochdale_Guy

You will be fine FeeFeeDee, maybe BlushingRose is right and you should start you're own thread.
(Not that I don't want you in this one, I think people will get bored of me eventually saying the same thing on here without taking action), so fly free and go solo.

I promise not to post in it, when people with more knowledge and advice than I can offer will hopefully reply.

But be strong, you can do it.



Regards,
RG

FabuLass

Thank you BR, im currently with TSB, urgently need to move as I have debts with them and my debt advisor isnt registering my DAS until I have new account. I applied online with RBS last Wed, it said I was accepted online, but after 6 long days I finally got paperwork in and now Im worried about them seeing statements

FabuLass

Thanks RG, I'm glad u have faith in me......and how the heck do u do that with the pics??

Rochdale_Guy

FeeFeeDee wrote: »

Thanks RG, I'm glad u have faith in me......and how the heck do u do that with the pics??

Oh, it's no big secret really. Tell you another time FeeFeeDee!

Just remember that if you put in enough preparation and hard work, you will come out a champion!




.... just be careful on treadmills!



... and don't give up when you
think you're going nowhere fast....



Goodnight :rotfl:
.
.
.
.

gocurlygirl

... and don't give up when you
think you're going nowhere fast....



Goodnight :rotfl:
.
.
.
.[/QUOTE]:rotfl::rotfl::rotfl:love this-was just going to say stay strong,and then i saw this!If you can keep looking at the funny side of things it will be good for you.that catmust be exhausted!:T

Rochdale_Guy

Thanks gocurlygirl

Don't know why that treadmill .GIF won't play as it did when I posted it last night, I'll fix it later.... it's very funny and how I feel!

[[/COLOR] [COLOR="Red"]DRUM ROLL ![/COLOR] [COLOR="blue"]]

Well, I took a huge step and called up CCCS for a long overdue chat at 8am!
(I need to give them my updated SOA figures tonight)

I then logged onto my digital banking and cancelled all the direct debits for my credit cards and car loan, I was shaking pressing "CANCEL".
(too late to turn back now!) :j

And at lunch I am going to open a new basic account - with NO overdraft.

I'm still shaking now, I'm daft :rotfl:

It's a start isn't it! :T

:beer:

Oh, I'm meant to be in work by 9am, gotta fly

Mort

Rochdale_Guy wrote: »

Well, I took a huge step and called up CCCS for a long overdue chat at 8am!
(I need to give them my updated SOA figures tonight)

I then logged onto my digital banking and cancelled all the direct debits for my credit cards and car loan, I was shaking pressing "CANCEL".
(too late to turn back now!)

Well done, this is a fantastic first step. :beer: