Car insurance 2 teenagers approaching 17th birthday

themaverick1953

O joy - I have two teenagers approaching their 17th birthday in the next few week and both want to learn to drive. As its over 50 years since I was 17 I am clueless on this. I presume for example that I have to add them to (on of my two) car insurances in order that I can take teach them myself?

We have a large family car and a small fiesta, so the latter is the one to go for. I have heard abbout car insurance using a gps tracker, and as my wife hardly ever uses her fiesta in the dark or for many miles, this was an option I thought might be worth pursuing - can anyone give me advice.

oscarward

Try collingwoods insurance whilst they are learning, it can be bought monthly/weekly and if they do bump the car it won't affect your NCD. It was about £90/month when our son was learning about 2 years ago. It will only be available while they are learners and have a full licence holder with them, It's also not available after they pass their test and they won't build up NCD.

It will cost you an arm and a leg to add them to your insurance and the rest of your body after they pass their test.

We had a GPS tracker for our son after he passed his test but if it's your car and you use i-kube the car can't be used after 11pm unless you pay ££££ per night even if you are driving.

Good luck it gets real expensive from here on.......

forgotmyname

Thats the problem with some of the tracker policies, You say hardly ever uses
it in the dark.

I dont either until my FIL was taken into hospital then for several weeks i was using it
at all hours.

If i had one of those policies it would have cost me dear, And swapping insurance could have been costly also.

Think hard before opting for one of those, It doesnt know who is driving. Penalized either way.

MusicalLawyer

I found some of those tracker policies to be more expensive than normal policies, as you have to pay for the device.

Personally I would make them sit their theory test first - to ensure that they are serious about learning to drive, as with two 17 year olds insurance costs will not be cheap. Insurance for me and my Mum, when I was a learner, was £120 per month, which is quite a lot considering for just her it was only £30 per month. With two on there, it may be more than this per month.

Unless they are going to be contributing to the insurance costs themselves?

When they pass their tests, the insurance will likely more than triple.
We found it impossible to find an insurance quote for an 18yo boy who had his licence for a year, for under £3000 for the year - and that wasn't even with him as the main driver! (Almost doubled for his own insurance).