Student Tuition loan 2012 application

kayr_2

2sides2everystory wrote: »

The Student Loan Company is a notorious citizen of a Wild West supported largely by the sort of apologists who treat this forum as their little town - 2012 students are grist to their mills.

While I would wholeheartedly agree with you that the current situation regarding university funding is extremely undesirable I do think you are being unfair about other posters. Just because some people have different opinions doesn't mean you are accurate to make the sort of comments of which the above is an example. I, too, may disagree with some of the comments you take exception to but there is no need to get confrontational about it - if you think something is wrong then put forward a coherent argument by all means. I find disagreeing can make me sort out my views more clearly as I have to work out exactly why I disagree and it encourages a bit of intellectual rigour. People come at these situations from different situations and experiences. Nobody has a magic answer or we wouldn't be in the mess we are in.

melancholly

2sides2everystory wrote: »

T
Mind you, Lokolo takes the biscuit this time ... young fella that he is, everything in his garden is courtesy of the great Student Loan Scheme - pre-2012 of course, and that gives him the right to tell 2012 parents like me to **** off I suppose

the reason they can tell you to **** off is because your comment was purely confrontational for no reason. it has nothing to you with you being a parent of a student starting uni this year (although it does suggest you shouldn't be acting like such a child!) you attack people for posting, now you attack people for not posting..... utter madness! your aggressive style simply rubs people up the wrong way.

i agree on many things with people but often disagree - i don't find that my views align with kayr or gadgetmind on many issues about student finance (just picking them as examples of other parents - in other parts of the forum i disagree with ONW and Lokolo a bit more often!). the difference is that they aren't throwing all their toys out of the pram all the time. we can all have different opinions - i get that. i don't understand why you always feel the need to be so insulting to people who diagree with you. it really comes across so badly!

there's a general life rule that if you're always having problems with people, at some point it's worth looking at yourself as the cause.....

2sides2everystory

melancholly wrote: »

there's a general life rule that if you're always having problems with people, at some point it's worth looking at yourself as the cause.....

Absolutely right, and you know where I stand.

We live in very unusual times. Politicians of all parties use MSE as a barometer of how people are thinking. Who would have thought this time last week that the Prime Minister would make a speech questioning the type of capitalism we have endured ? The decision to implement the 2012 Student Loan Scheme could still be reversed.

If you kowtow to existing policies which you know are bad, you do none of us any favours.

It's just the usual question of the masses being too lethargic or too conformist or just already too-bamboozled to recognise when they need to express their true feelings instead of saying "woe is we - we're stuck with it - better make the best of a bad job - or it'll all fall over and then we'll be sorry"

I wish 2012 Students got together like the citizens of Greece and simply gave the finger to this privatisation. Like the Greeks they could simply take the money, and then en masse shout "Sorry, clear mis-sale, load of b*ll*x, not paying, ripped off when we were barely still kids. Be very ashamed at what you did." then do we think no-one would listen?

From the existing state of the SLC application system if students put a disclaimer in their application saying they were only agreeing to it under duress then I doubt SLC would even notice.

Oh and can someone tell me why the explosive interest rate has been set in the 2012 Student Loan Scheme ? Do we not reserve our most favoured loan rates for our most favoured citizens - those with clear consciences and willing minds who we are encouraging to go to university to complete their education ?

There is only one reason for RPI +3% or even RPI type interest and that is so the loan book can be completely privatised at a stroke should the government get into difficulty and require some spare cash at some future date.

The reason I am so vociferous is because you and others are encouraging students to sleepwalk into what could so easily become a complete ambush in a few short years - no matter that even without an ambush, the level of debt they are being encouraged to take on will be seriously depressive to any but the most ruthless graduate minds emerging from the other end of the scheme.

The very shallow "When is a debt not a debt? - When it's a manageable tax" type thinking needs challenging constantly. If it were a tax then it should be administered only as a tax. It is not a tax. It really is debt and if students are not aware what shenanigans occur when debt gets into private hands then they bloody well need to be dragged to study such things as derivatives and disaster capitalism and what really happened to Greece and to understand such things before they sign up for some house-sized debt of their own associated with an education where they are buying something which is being devalued constantly due to the dire employment market.

melancholly

all of which does, as ever, absolutely nothing to help people with issues with student finance right now. you can blame me all you want for being shallow, i don't care. the only advice i can give students is to work with the system we have. we can't make a new system appear in the next 9 months.

all you do is charge into any thread you can and give a general whinge. that doesn't help people fund university, deal with immediate bills or ay of the other aspects of being a student. it just seems to serve as an exercise in you feeling like you a solo campainer against the whole evil rest of the world, as it most certainly doesn't help a single current applicant or student do anything positive. but clearly you don't actually care much about that, or you wouldn't be turning threads needing specific advice into further avenues for your ranting.

setmefree2

The_One_Who wrote: »

It's not. A lot of people receive a lot of very good advice on this board. Some of us just get annoyed when a thread or two down the page has the information required and don't want to repeat it. We also get annoyed saying the same thing to the same people in an attempt to have a right of reply.

That's an awful lot of annoyed people ..... (particularly as this board only gets about 10 posts per day - tops)

The_One_Who wrote: »

Rather than simply trying to mock and belittle the posters on here, why not actually attempt to provide some advice?

I do - where I can