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Car insurance claim

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  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    pendulum wrote: »
    From privilege.com: 2 What is the difference between comprehensive and third party fire and theft insurance?
    1. Comprehensive (Fully Comp)
    This covers the policyholder for all third party risks and accidental damage to the insured vehicle. It also covers for items like personal accident/injury, death of policyholder, medical expenses, personal effects, in-car entertainment and windscreen.

    From fastquotes: Fully Comprehensive Insurance will also cover you for everything in a Third Party fire and Theft policy, in addition you might find you are covered for loss or damage to personal effects, accidental damage and medical expenses too

    After a 2 minute search it seems Zurich offer medical expenses included for some fully comp policies - yes, there are claim limits.

    Have a read of the terms as the figures covered are very very low, have restrictions and not really comparable to the settlement for a non fault accident from a third party insurer
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