Can I be forced to use my own car for business mileage?

raskazz

TrickyWicky wrote: »

Tell them you don't have business use that'll put an end to it.

Not if the employer has an occasional business use extension on their fleet policy it won't.

Road_Hog

JQ. wrote: »

You've not answered my question above,

I'm sorry, but you seem to be under the misapprehension that when you say jump, I say how high.

I respond to the questions that I want to. I'm not going to spend my life responding to every person who demands a response.

My post that you referred to, didn't not single anyone out, it was a general statement. Secondly, I don't have access to all your personal details and can't verify the information that you give in your general statement, nor do I want to.

Thirdly and lastly, as I've said, I've got 20 years experience at a car manufacturer (not a dealer, the manufacturer) and I know the costs of running a car for business and most people do not factor in all the costs.

JQ.

Road_Hog wrote: »

I'm sorry, but you seem to be under the misapprehension that when you say jump, I say how high.

I respond to the questions that I want to. I'm not going to spend my life responding to every person who demands a response.

My post that you referred to, didn't not single anyone out, it was a general statement. Secondly, I don't have access to all your personal details and can't verify the information that you give in your general statement, nor do I want to.

Thirdly and lastly, as I've said, I've got 20 years experience at a car manufacturer (not a dealer, the manufacturer) and I know the costs of running a car for business and most people do not factor in all the costs.

Apologies, I didn't mean to upset you, it's just these threads get very confusing when people state factually incorrect information.

You stated that for £15 of fuel you'd get paid £22 by the employer, that's incorrect, at the HMRC rates.

You also stated that at the HMRC rates it's not profitable for the employee. It is, I do it on 2 cars, one costs 30p per mile and the other 35p per mile, although the second car is a trackday car that runs on Shell V Power so is a bit more pricey to run. And believe it not, I am quite capable of calculating the total cost of running the cars.

The figures produced by the AA relate to brand new cars costing in excess of £12,000. I've no doubt if I went out and bought a brand new BMW it would cost more than 45p per mile to run, purely based on finance costs and depreciation alone, however, I and many other people who inhabit this forum own secondhand cars that have values less than £12,000 which have considerably lower depreciation than a brand new car.

Perhaps instead of just making a blanket statement that it's not profitable it would be appropriate to make some enquiries of the OP to discover if their circumstances would be profitable. I've no doubt that if they were driving a £1,500 Fiesta 1.25 they'd make considerable profit, however, if they're driving a brand new Q7 they won't.

The reality is that it's not profitable if you run brand new car costing in excess of £12,000, but if you're running an older car with a lower value there's still plenty of opportunity to make tax free cash, based on receiving HMRC rates.

vax2002

And when your cheap car breaks down between jobs every other day, how long before the employer starts to moan as you wait hours for breakdown companies and at garages.
The top and bottom is you can not purchase, tax, insure, maintain a reliable car for your employer for 45p a mile, if you could, they would buy a pool car and keep the difference.
HMRC rates may be 45p but a realistic mileage allowance is 80p a mile.

mikey72

vax2002 wrote: »

And when your cheap car breaks down between jobs every other day, how long before the employer starts to moan as you wait hours for breakdown companies and at garages.
The top and bottom is you can not purchase, tax, insure, maintain a reliable car for your employer for 45p a mile, if you could, they would buy a pool car and keep the difference.
HMRC rates may be 45p but a realistic mileage allowance is 80p a mile.

Cheap cars don't break down.

Poorly maintained cars do, and they can do that from year 1.

We rack up 15,000 miles a year in a £500 car, and 12,000 miles in a £2000 one.

And every 45p mile I do for work, I pay less for the tax, insurance, maintenance, and depreciation on all my personal miles.

BoGoF

vax2002 wrote: »

And when your cheap car breaks down between jobs every other day, how long before the employer starts to moan as you wait hours for breakdown companies and at garages.
The top and bottom is you can not purchase, tax, insure, maintain a reliable car for your employer for 45p a mile, if you could, they would buy a pool car and keep the difference.
HMRC rates may be 45p but a realistic mileage allowance is 80p a mile.

Yes, but who buys a car solely for thar purpose.....very few, if any.

JQ.

vax2002 wrote: »

And when your cheap car breaks down between jobs every other day, how long before the employer starts to moan as you wait hours for breakdown companies and at garages.
The top and bottom is you can not purchase, tax, insure, maintain a reliable car for your employer for 45p a mile, if you could, they would buy a pool car and keep the difference.
HMRC rates may be 45p but a realistic mileage allowance is 80p a mile.

? ? ? ? Yes you can and I do. Neither of my cars have ever broken down, regular servicing and maintenance resolves that issue - one's a 5 yr old C-Max owned for 3 years and the other is a 16yr old MX5. Do you think all old cars are unreliable? My last company car, a £35k BMW broke down 3 times in the first year, a damn site more unreliable than my 16yr old Mazda.

Even according to the AA you can buy a brand new £12,000 car and if you do 15,000 miles a year it will cost you 37p per mile. Again based on the AA's stats, 80p a mile would get you in £30,000 car doing 15,000 miles per year.

Not everyone drives round in brand new £30,000 cars, so as I said earlier, blanket statements are not appropriate, everybody's circumstances are different and for many people it's very easy to make a profit on an allowance of 45p per mile.

mikey72

Anything under £4500 is cheap, so I would guess he would only trust something a lot dearer.

vax2002 wrote: »

must have been a cheap car, there is a limit to the tax allowance, after that you get taxed on the mileage

Like I said earlier, it more than paid for my car outright in a few months once.