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Second Purse Challenge 2012

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  • SueP19
    SueP19 Posts: 1,882 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 21 January 2012 at 2:40PM
    Oh Kerri you are an angel

    Thanks mothership for the guidance, you're a star

    :j:j:j:j Me join, I soooooooo need (want) a second freezer, have been on Curry's and I reckon £150

    So 3rd purse for me will be £150 for chest freezer

    I cannot believe how fast this works, I only started the 2nd purse the other week and I have money in it, left from last week. Like most I cane never seem to keep any money, I can save and draw my horns in when I need to but doing the combination of meal planning, the grocery challenge and the 2nd purse is working :j:j:j:j:j

    I "buy" from my store once a week on a friday, armed with my shopping list I go and take my stuff, then when I get cash out I pay my second purse first :D

    Bargains
    Mr M's Utterly butterly 90p (half price)
    Mr S's Robinson's Fruit and Barley 74p (half price)
    Right Guard deoderant £1.03 (less than half price)
    Debt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Just to note as I don't go to as many of the stores as others (no idea where a Mr M is round here) if you find an offer isn't on anymore please dm me so I can remove it. ta muchly :)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • polkadot
    polkadot Posts: 1,867 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Ive been talking to DH about this and he seems to be on board-will see how long that lasts.

    I have one or two questions: The spreadsheet in the first post has some entries in it,are they there for example only? I was nervous about the document as I didnt want to delete and mess up someones work.

    The other thing is we dont have space in the house really to store stuff-so I was thinking the garage. He says it gets damp in there, so obviously tins will be fine, but I wondered if I got a few of these buckets: http://www.ebay.co.uk/itm/1-x-1-Litre-White-Plastic-Bucket-secure-seal-/130548956315?pt=UK_BOI_Medical_Lab_Equipment_Lab_Supplies_ET&hash=item1e6552fc9b
    would I be able to store stuff like flour, pasta and rice?

    Does anyone have any thoughts on this?
  • SueP19
    SueP19 Posts: 1,882 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Kerri why don't you just wipe the offers clean (post #4) on a Wednesday, thats the day the supers change their offers

    That way the thread won't become too difficult with expiry dates etc

    Just a thought :D
    Debt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot
  • SueP19
    SueP19 Posts: 1,882 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    polkadot wrote: »
    Ive been talking to DH about this and he seems to be on board-will see how long that lasts.

    I have one or two questions: The spreadsheet in the first post has some entries in it,are they there for example only? I was nervous about the document as I didnt want to delete and mess up someones work.

    The other thing is we dont have space in the house really to store stuff-so I was thinking the garage. He says it gets damp in there, so obviously tins will be fine, but I wondered if I got a few of these buckets: http://www.ebay.co.uk/itm/1-x-1-Litre-White-Plastic-Bucket-secure-seal-/130548956315?pt=UK_BOI_Medical_Lab_Equipment_Lab_Supplies_ET&hash=item1e6552fc9b
    would I be able to store stuff like flour, pasta and rice?

    Does anyone have any thoughts on this?

    They are just examples :D

    I had a look at the tubs, as my "store" is in an unheated (rad broke) back room, you could get a few and try them, my flour and paper packaged stuff is in 1 kitchen cupboard
    Debt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot
  • HelenPie
    HelenPie Posts: 502 Forumite
    edited 21 January 2012 at 3:18PM
    rosieben wrote: »
    Great idea to have a separate thread for this kerri :T

    I'm trying to reduce my stocks a little so will just be reading, will be watching progress, Good Luck everyone! :dance:

    You could still join in if you wanted - you can just skip the stocking up stage but still 'buy' items from your stock pile at market prices to build a little pot of money.

    Ok, so I've just been to Mr M for my weekly stock up and got a bit ahead of myself so instead of starting next week with my £10, I've just spent nearly £40 building up a stock of offers! :o:o

    So £40 deposited, I sort of counting as my January 4x weekly £10's. I now have £2.73 change in my purse and £61.22 value of stock. Need to take a few items out but need to work that out yet.

    I will list all of the offers from Mr M below. I know some of them aren't the best but I live quite far from any other supermarket so take advantage of even the littler discounts. (Plus I still have a lot of learning to do ! ;)) normal prices in brackets after.

    Ok, off to total up the damage from the rest of my shopping :o

    Have a great weekend all.

    Helen x

    Velvet toilet rolls (18) £6 (usually £9)
    Coke/Diet Coke/Coke Zero 12 cans 2 for £7 (4.79 each)
    Palmolive hand soap 3 for £3 (1.74 each)
    Dove deodorant (womens) £2.16 (£3.24)
    Radox Bath Therapy £0.95 (£1.90)
    Right Guard deodorant (mens) £1.44 (£2.89)
    Thirst pockets Kitchen Roll (2 packs) £0.92 (£1.84)
    Felix cat foot 12 pouches £2.50 (£3.49)
    Dettol Surface spray £1.01 (£2.02)


    Sorry - I forgot to write down the dates for these. Some are until tomorrow and some the 29th but I'm not sure which. So sorry!!
    :j
    Debt Free By Xmas 2013 #010 £16,660.26/£16,660.26 100% paid, DFD 25/06/13! :D
    :j
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    SueP19 wrote: »
    Kerri why don't you just wipe the offers clean (post #4) on a Wednesday, thats the day the supers change their offers

    That way the thread won't become too difficult with expiry dates etc

    Just a thought :D
    I agree that a periodic/regular purge is probably the best way to go, but had to note that Mr M generally change on a Monday (ex-employee who used to get to change some of the signage ;) )
    Cheryl
  • HelenPie
    HelenPie Posts: 502 Forumite
    Oh, I also have another question....do you ever pay back the monthly/weekly £10 (or whatever) to your 1st purse/grocery budget? So you only keep the savings in 2nd purse. Or do you take that almost as a bit of pocket money?

    Thanks x
    :j
    Debt Free By Xmas 2013 #010 £16,660.26/£16,660.26 100% paid, DFD 25/06/13! :D
    :j
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    I'll find the thread that tells me what day the SMs change offers, I spotted it 2 days ago the purge each on its separate day. OH has stolen laptop so will update offers when I can grab it back.

    I was going to pay £10 a month into my second purse as its budget from my wage each month. My first purse is purely grocery budget. I've only been doing this for a few weeks so still learning.

    I think the idea is that you end up buying less and less from the SMs and more and more from your shop.

    With regards to storage, it might be worth double freezing rice to get rid of pesties, oh and whole grains only last 6 months.

    The spreadsheet is just an example so replace with your own items :-)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • polkadot
    polkadot Posts: 1,867 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    kerri_dfw wrote: »
    With regards to storage, it might be worth double freezing rice to get rid of pesties, oh and whole grains only last 6 months.

    The spreadsheet is just an example so replace with your own items :-)
    Double freezing rice is not a concept Ive heard before (goodness I have lots of learning to do too) how do I do that?
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