We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
deeds - who holds them?
Options
Comments
-
Halifax told us to keep £1 in our mortgage so that they can keep our deeds after we paid the mortgage. That was years ago.0
-
free4440273 wrote:...thanks clutton and chirpy - but just to clarify: are the deeds sent to me EVEN IF i still have a mortgage on the property (which i do have)? thanks
have a good monday week also.
Yes l still have a very looooooooooooong mortgage but when we changed thats when we got sent ours. I was a bit worried at first aswell but its fine.0 -
loulou41 wrote:Halifax told us to keep £1 in our mortgage so that they can keep our deeds after we paid the mortgage. That was years ago.
The reason Halifax do this is because you have to have your buildings insurance with them unless I am mistaken...0 -
"Halifax do this is because you have to have your buildings insurance with them""
i think that used to be the case - but now - no lender can force you to use their insurance anymore - but they will charge you a £20ish "read" fee if you use another insurer.0 -
thanks all for your answers - sorry for the late reply.i believe i have thanked each and everyone of you. have a good remainder of the week folksBLOODBATH IN THE EVENING THEN? :shocked: OR PERHAPS THE AFTERNOON? OR THE MORNING? OH, FORGET THIS MALARKEY!
THE KILLERS :cool:
THE PUNISHER :dance: MATURE CHEDDAR ADDICT:cool:0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.7K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards