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please can someone help me with tax credits??

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Comments

  • Vejovis
    Vejovis Posts: 16,858 Forumite
    kath44 wrote: »
    yes you are the fool you nothing about my circumstances so heep your opions to yourself!!!!

    public forum deary
    Birthdays are good for you. Statistics show that the people who have the most live the longest.
    Larry Lorenzoni
  • If you're not claiming for Housing Benefit or Council Tax Benefit definitely look into that. I would also strongly encourage (well, insist) that your son get a job if he's only at college 1 day a week :)
  • melly1980
    melly1980 Posts: 1,928 Forumite
    Not really. Provided you're fit and healthy it's not unreasonable to expect an adult to work fulltime. Or at least more than 28hrs a week

    Fair enough if you've got health issues or some other valid reason you're unable to work more then that's different and I can see why you might look at it as 'crazy'

    TBH I cant think of any health reasons that would allow someone to work 28 hrs but not 30hrs.

    All i can suggest to the OP is try to get the 30hrs. if the company wont do that is there anyway you can do those 2 hours for free (surely they wouldnt refuse that) or find anything to do thats paid that you can claim 2 hours per week for
    Salt
  • melly1980
    melly1980 Posts: 1,928 Forumite
    catgil wrote: »
    Sorry I have to disagree with you. The OP hasn't been attacked by anyone. She asked for advise and has been given it. !!!

    really?

    This is the post that the person was referring to
    Vejovis wrote: »
    did your son reaching 20 come as a surprise? you've had 20 years to find a full time job. imo WTC for childless people shouldn't kick in before 35 hours at least, because you have no reason not to work full time unless you are ill. you have 2 part time jobs, why not look for a 3rd, many people do.

    those bits in bold are sarcastic (for the first one) and casting judgement for the second and third none of which helps. It doesnt bother me per sa because Im all for a bit of tough love but its not hard to see why some people think that they have been attacked.
    Salt
  • Sorry to hijack and go off topic but....

    I think Vejovis's above post is a prime example of why I have not been on this site for a long long time. (Tho I only have 14 posts to my name!!)The reason being this isn't a very friendly site.This poor lady kath44 came on here to get some good advice only to get personally attacked from some posters on here. Which isn't right.
    Am I right in saying that MSE love to promote a friendly and helpful website for all posters who are very much in need of help? Then why isn't this happening??.
    MSE encourage all posters not to judge each other,as everyone's circumstances are very different from one person to the next and we clearly don't know everything about the poster.
    The venom that is screaming out from some negative posts is truly quite frightening and all someone wants is a friendly helping hand with their problems.

    I know I won't be asking for any help on here anymore, that's for sure!


    To add to this usually people judge others for not working at all, now this woman who has two jobs still finds on here that's not good enough, she should be working full time. People can't win. It is a shame on a site that generally is full of people with great advice. Unfortunately the Benefits section of the Forum seems to be a general free for all, for those who want to hang draw and quarter those seeking advise.
    Martin's dictum should be adhered to .The OP is seeking advise about what she can do in her circumstances. Giving her circumstances, doesn't give people the right to form opinions about her and her character or otherwise.

    Kath44, the turn2us seems to be a really good place to start and good luck.
  • drwho2011
    drwho2011 Posts: 346 Forumite
    edited 19 January 2012 at 1:35PM
    dibdabable wrote: »
    To add to this usually people judge others for not working at all, now this woman who has two jobs still finds on here that's not good enough, she should be working full time. People can't win. It is a shame on a site that generally is full of people with great advice. Unfortunately the Benefits section of the Forum seems to be a general free for all, for those who want to hang draw and quarter those seeking advise.
    Martin's dictum should be adhered to .The OP is seeking advise about what she can do in her circumstances. Giving her circumstances, doesn't give people the right to form opinions about her and her character or otherwise.

    Kath44, the turn2us seems to be a really good place to start and good luck.

    Well the OP has 4 choices.

    1. Get a full time job.
    2. Manage to find employment for a further 2 hrs to take her up to 30 hrs a week.
    3. Have adult child make up shortfall.
    4. Do nothing.

    She could do a benefits checkup based on her circumstances and see if the her other benefit entitlements increase as a result of the loss of CTC.

    I definitely wouldn't say this board is a free for all but there are often threads similar to this and the expectation that there is another benefit that will make up the short fall.

    As they say, "fail to plan, plan to fail."

    What people in similar situations should be aware of is that things are going to become tighter all around as a result of the state of the economy and that when you rely on the state to pay your way your putting yourself in a vulnerable position as entitlements can stop or be withdrawn.
  • Sixer
    Sixer Posts: 1,087 Forumite
    Kath44: everyone's right here: it *is* hard to find jobs and you *should* have planned ahead for this predictable change. The blame game won't help though. Here's a suggestion: why don't you visit the Up Your Income board and search out the thread for those online mini-jobs? Surveys, mystery shopping, etc? They won't make you much money and you will have to fill in a self-assessment form for tax once a year (easy though and you can do it online) but if you are only looking for 2 hours per week to bring you up to the 30-hour WTC threshold, you should make it.

    Vis a vis your son: in a philosophical sense, what's happened is the CTC you used to receive for your son now goes direct to him in the form of JSA. He does need to contribute a sensible amount from this towards household expenses. I think most parents would go without to benefit their children. But it's also a duty of parents to ensure their children understand they must take responsibility for themselves and also to think of others, especially those close to them (such as you, his mother). I have a son in the second year of 6th form. I give him £25 a week as an allowance and from this he has to buy his clothes, keep his mobile topped up and pay for his own entertainment/nights out. If he wants more than this (and he does), then my position is that he'll have to work for it (which he does, at a local convenience store). Your son also needs money for fares for interviews, but I think he should be coughing up at least £25 from his JSA as housekeeping.
  • drwho2011 wrote: »
    Well the OP has 4 choices.

    1. Get a full time job.
    2. Manage to find employment for a further 2 hrs to take her up to 30 hrs a week.
    3. Have adult child make up shortfall.
    4. Do nothing.

    She could do a benefits checkup based on her circumstances and see if the her other benefit entitlements increase as a result of the loss of CTC.

    I definitely wouldn't say this board is a free for all but there are often threads similar to this and the expectation that there is another benefit that will make up the short fall.

    As they say, "fail to plan, plan to fail."

    What people in similar situations should be aware of is that things are going to become tighter all around as a result of the state of the economy and that when you rely on the state to pay your way your putting yourself in a vulnerable position as entitlements can stop or be withdrawn.


    :T:T:T:T:T:T:T:T:T


    Very well said Drwho! I agree. It's only going to get worse and sometimes (I say sometimes as there are some NASTY people out there who will wind people up just for fun) I think it helps to be told the story straight. Yes, your going to lose money. Yes, you face a dire situation. You have options, all of which (that I can think of) have been said above.

    It might seem like people are being unfair but calling people a FOOL is not going to help matters is it???!!!
    Saving money like a trouper...
  • Vejovis
    Vejovis Posts: 16,858 Forumite
    melly1980 wrote: »
    really?

    This is the post that the person was referring to



    those bits in bold are sarcastic (for the first one) and casting judgement for the second and third none of which helps. It doesnt bother me per sa because Im all for a bit of tough love but its not hard to see why some people think that they have been attacked.

    good lord, if you think that is attacking someone you must have very thin skin. good job i don't say what i really think
    Birthdays are good for you. Statistics show that the people who have the most live the longest.
    Larry Lorenzoni
  • catgil
    catgil Posts: 744 Forumite
    Part of the Furniture Combo Breaker
    melly1980 wrote: »
    really?

    This is the post that the person was referring to



    those bits in bold are sarcastic (for the first one) and casting judgement for the second and third none of which helps. It doesnt bother me per sa because Im all for a bit of tough love but its not hard to see why some people think that they have been attacked.

    The bits in bold are the truth. Come on a child reaches the age of 20 and his mother still expects benefits for him. How long did she really expect us tax payers to help pay for his upkeep???? I'm pleased the OP is working and trying to hold down 2 jobs isn't easy (I know that from experience), but if she can't afford the rent...then move to somewhere where she can! I'm not trying to be harsh towards the OP but in the real world this is what ordinary folk do every day. :(:(:(
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