Monday 16 January - what small DFW things will you be doing this today??!

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important!

Good morning DFWers! :wave: hope you are all happy & well today and the week ahead is looking like a happy one! Can't believe how quickly the weekend went!

Last day at work for me :j and then I am unemployed for 6 days OMG I cannot wait!!!

DFW things for me today:
* check banking x2 (only 4 days to go eh Karb? )
* take £13 out of petty cash for travel to the meeting today - thank you perni!
* brekkie from stores
* lunch is a meal at an Indian restaurant - £6 set menu - with my team to say goodbye
* go collect my sewing machine - £10.50 off of Ebay for a Singer Scarlet. It is about an hour drive from me but only 12 miles away from the meeting I am going to so work are paying for my travel!
* going for a sewing lesson at my friend's and she is making me dinner :T
*relax with a glass of wine, Eastenders and a film tonight :T
* other than the sewing machine & meal not spend another penny!

Ok that's my lot

pixiechick99

Morning DNMS and the rest of you who follow:j
Woop woop for your last day, enjoy the meal - you've waited for this day for a while haven't you?!;)

Off to work for me and am on a course this afternoon so won't finish until 4...but my colleague's driving us so no petrol for me. Will walk to work and should be an NSD too:p
Ok, here's my list:

• check banking
• check all survey sites
• walk to work
• packed lunch for work for me and dd2, dd1 takes a drink and eats school lunch
• heating on not for long
• meal from plan tonight - bbq chicken drunsticks, wedges+onion rings
• do a bit of my essay while girls out

Ok, that's all - I'm tired so just working today will be enough for me:)

kjp

Morning all!

Thanks for starting the thread DNMS - enjoy your last day!!!

Today I will:
Check banks
Check CCs
Check TCB
Check Ebay
Post Ebay item sold using free stamp
Restart 'me' time!
Start reading some OU textbook
Try and get the NUS card for £1!
2lt water
Work hard!
Food from stores

Er - think that's it!

Have a great one all!

KXx

little_pink_purse

Good morning

good luck today dnms
missed sunday post as i was out all day

today todo
i must study
washing on
look for a new sky box
check banking
hoover
chill out
keep warm

have a great day every one xxxx

josiebabie

Morning!
Was up early this morning following my mammoth day of housework yesterday!
Have a lovely day determined :-)
This is me:-
- Check banking
- Text step sister thinking of her on the first anniversary of her mums death :-(
- Porridge for breakfast
- Lunch and dinner from stores
- Submit purge sales for commission
- Sell a purge (1x opportunity today)
- Work hard sell lots of labour
- Wii Zumba tonight
- Hope DD doesn't notice half her toys are missing from her bedroom (into bootfair pile)...lol
- Remind myself I get paid more than my colleagues as I work harder...particularly when I get frustrated with 'Jo can you help me with this...'
- Sparkle!

Jx

ixia

Morning everyone

Thanks for starting us DNMS

KjP- How do you get NUS card for £1 is there an offer on would be interested in that for my two oldest.

So far today:

• checked e-mails/banking
• lamb in slow cooker
• bit of ironing
• moved money around for bills etc

Still to do:

• Update GC- it's all went a bit pear shaped I think
• buy a mirror for morrisons voucher
• general tidy
• go to ald! for a few bits
• car share to work

That's about it for today, hope you all have a great day:)

Pernicious

Morning all,

DNMS - Thanks for starting us, ooh you lucky thing 6 days off! I am jealous. I love that work are practically paying you to go get your sewing machine, very :money:

I can't get over how cold it is today! Brr. I can feel a nasty cold coming on...sore throat brimming & snotty

Today I have/will:-

• Make a homemade juice
• [strike]Leftovers for lunch[/strike]
• [strike]Make use of free milk/water at work[/strike]
• [strike]Stay in for my lunchbreak to avoid spending[/strike]
• [strike]Food from stores[/strike]
• [strike]Log calories using free app - trying to get back into this as it's helping[/strike]
• [STRIKE]Charge phone via pc[/STRIKE]
• [STRIKE]Check for surveys[/STRIKE]
• [STRIKE]Enter comps[/STRIKE]
• Check online banking
• Try & keep the heating on low - may have to give in at this rate though as it's freezing!!
• Check out this week's flylady thread & do something!
• Work on wedding related tasks
• [STRIKE]Take a look at diary to ensure I am up to date & prepared for everything coming[/STRIKE]
• [strike]Check ebay[/strike] - I have a bid! Yay!
• [STRIKE]Lady hopefully coming to pick up an item I sold yesterday - only 99p but better than nowt, plus it was taking up a lot of space so it's good to get the clutter gone![/STRIKE] - Made a penny profit...woohoo?! Lol
  
• Check cashback
• [STRIKE]Dinner from meal plan[/STRIKE]
• List at least 1 thing on ebay
• Take refillable water bottle to Tkd if I feel up to it! Really need to go though
• [STRIKE]Try & go to bed early, this cold needs to shift![/STRIKE]

Have a great, MSE day everyone x

stitching_witch

Morning all - Monday yet again Thanks for starting us off DNMS; have a great day.

So far:

• had warm filling porridge for breakfast
• checked banking :eek:
• no surveys yet
• fed and watered the chickens
• made packed lunch to take to work
• boxed half a dozen eggs to sell

I will also:

• drink free coffee at work
• knit at lunchtime to avoid going out
• keep an eye on surveys throughout the day
• dinner from stores
• get into sewing room tonight
• have an NSD

That's about all for today; what a short list!!

stitchy x

wannabee_in_credit

Good morning everyone
I cannot believe that it's Monday again already - I really didn't want to get out of bed this morning. Have a fantastic last day at work dnms, and well done managing to fit your picking up your singer whilst doing work stuff.
Today I have:

checked banking (still 2 weeks until payday )
breakfast/lunch/dinner from stores
defrosted car using elbow grease rather than chemicals
washing through and on airer to dry
Only brought £2 to work so I'm not tempted to spend

I will also:
try and remember to check for surveys
check out flylady and do that as much as I can
plan meals for rest of week so I'm not tempted
get back on the diet wagon
try not to get too stressed at work

Have a good day everyone

Aria`s_Tail

Morning everyone,
Thanks Determined for the thread and Whoop Whoop to last days at work (I officially left my job on the 23rd Dec but am still there.) Enjoy your sewing machine. I have nabbed our new box room for a craft room, can't wait to get mine out of the box it has been languishing in for years!)

Today I have dropped my brother off at work (not MSE but it gets me up and motivated to do stuff other than lounge about half the morning in my PJ`s. Also ordered my chilli seeds of Evilbay last night, need to get some planted soon (late this year as hung on with moving).
To do:
Go to new house.
Phone gas supplier, really mad, yesterday I put £20 on my NEW gas prepaid card after phoning them last week to tell them I was moving in. The meter took £4.89 off for emergency credit recall and then took £10.69 of for someone elses debt.:mad: Tried to phone them and they were closed as it was Sunday. I am NOT paying someone elses gas debt off GRRR.
Get some cream paint for my new craft room!
Get at least this room done today, (put one coat on ceiling last night, artex is horrible to paint). Everything is gonna need at least 2 coats to cover several years of dirt and smoke. My Bro pointed out that at least the smell of the paint will cover the stale smell of smoke!
Nip to Li*l around the corner and get something easy for my lunch and our teas tonight.
Put petrol in tonight at Mr M on way back to flat.
No unecessary spends (Went to Ikea yesterday for house stuff and a couple of house plants snuck into my bag. )

Have a good day everyone!

ziggy2407

Good Morning all

DNMS - Thanks for starting us off and hope you have a great day

Today's little list (very repititive but helping at the moment)

Check Banks - done
Check Swapits and relist cards not swapped - all swaps now ready for posting
Update food tracker (19lb off up to now since Sept) - in progress
General tidy up in attic - in progress
Read ("Lost Boy") - in progress, struggling to concentrate
Comps
Try to sparkle
Sort more photos into albums - in progress
More decluttering -
Ask on Freecycle for "Twister" as son would love it
Ironing - absolutely nothing left to iron (or wash) - yippee


Hope you all have a great day, love to you all

C x