Inland Revenue demand for £8997

antonic

To help us to help you further is it possible for you to show us the ACTUAL breakdown of the debt ?.

This letter implies that you had a debt, for which a CCJ has been granted and you have then continued to run up further out of court debts.

One thing that does strike me though is that you say its not shown on your Experian report, CCJ`s stay on your file for six years, have you checked here ? http://www.trustonline.org.uk/understand-judgments-fines/county-court-judgment-records-how-long-ccjs-stay-on-record/

Have you actually asked HMRC for the date the CCJ was granted against you ?

BoGoF

MartyBoy wrote: »

Update 28.01.12.

So I've received a letter this morning rejecting my offer. The letter makes no sense at all and reminds me that 47p per day in interest is being added. I have exactly copied the entire letter (in full) below.

What do I do? Do I clear the judgement debt? I didn't even know that they had issued a CCJ against me - it is certainly not appearing on either Experian or Equifax records.

Needless to say, I don't have £9093.75 in cash lying around.


Dear Mr Gould

RE; Amount due £9093.75 (£3669.95 Judgment debt £5423.80 non judgment debt)

Thank you for your letter dated 12 January 2012 regarding your outstanding determination for 2003 - 2004 and your offer of payment for the 2003 - 2004 element of your debt.

I have enclosed a statement of liabilities showing how your total debt for year ending 5 April 2004 to 5 April 2009 has been calculated.

I am unable to consider your composition offer for one element of the debt while the majority of the debt remains outstanding.

Please make immediate payment in full for the balance of the debt.

If you are unable to do so, please submit your payment proposals.

If I do not hear from you by 13 February 2012 I will consider taking further recovery action against your for the total amount of the judgement debt.

Interest continues to be added to amounts paid late.

From posts made after your last visit you'll see from the 'advice' you got to make an offer of £500 was rubbish - ignore the fool that gave you that advice.

I said early on in your post that there was no way a determination of £500 had created the £8997 demand you originally posted. How does the letter you just got break down the liability?

chrismac1

That is a "box standard" response, they more or less never accept these offers. That was not the intention, the intention is that a later stage having made what may well turn out to have been a perfectly reasonable offer - in the absence of a detailed calculation of the 8,997 no-one can possibly assess whether it was or not, but it might well have been - then you are prima facie a decent taxpayer making an effort to put your affairs in order, not a chancer.

Once you get out of the wacky world of HMRC these things carry some weight. Until then be prepared for a tough fight with all sorts of nasty letters and so-called "internal reviews" telling you to cough up.

To assess the quality or otherwise of my advice, you don't have to look far. Simply look up the track record of my posts on this site. The score must be something like taxpayers 20 HMRC 3 by now, in the majority of these cases the message from the HMRC stooges was "Pay up, the mistake is yours and HMRC are wonderful."

chrismac1

In order to get a CCJ, lots of letters must be written to the person warning them that you are going to file papers, then filing papers. Then the Court will write to the person letting them know of the date and time, and inviting them to file papers in their defence.

So unless somehow lots of separate letters got lost I am struggling to understand how you can have a CCJ against you and know nothing of this.

antonic

I`m glad your an accountant and not a solicitor !

Read this :

http://www.trustonline.org.uk/understand-judgments-fines/ccjs-what-are-they

chrismac1 wrote: »

In order to get a CCJ, lots of letters must be written to the person warning them that you are going to file papers, then filing papers. Then the Court will write to the person letting them know of the date and time, and inviting them to file papers in their defence.

So unless somehow lots of separate letters got lost I am struggling to understand how you can have a CCJ against you and know nothing of this.

MartyBoy

Hi
I have taken a photograph of the breakdown and hoped to attach it here but I'm unable to do so. I will type in out in MS Word and Paste it here later. Not very happy today :-(

Thanks for the support/help

MartyBoy

BoGoF

chrismac1 wrote: »

That is a "box standard" response, they more or less never accept these offers. That was not the intention, the intention is that a later stage having made what may well turn out to have been a perfectly reasonable offer - in the absence of a detailed calculation of the 8,997 no-one can possibly assess whether it was or not, but it might well have been - then you are prima facie a decent taxpayer making an effort to put your affairs in order, not a chancer.

Once you get out of the wacky world of HMRC these things carry some weight. Until then be prepared for a tough fight with all sorts of nasty letters and so-called "internal reviews" telling you to cough up.

To assess the quality or otherwise of my advice, you don't have to look far. Simply look up the track record of my posts on this site. The score must be something like taxpayers 20 HMRC 3 by now, in the majority of these cases the message from the HMRC stooges was "Pay up, the mistake is yours and HMRC are wonderful."

I've temporarily unblocked you to see what carp you are spouting now. Can you just not admit your advice in this case was absolutely garbage. Are you a real accountant, have you even heard of Special Relief - I doubt it, must be difficult reading when your head is up your !!!!!. This is the thread I mentioned on another thread where I would be monitoring your great advice to see where it got the individual. If you charge people for advice such as this then you're a thief. The OP may not have to pay the full amount demanded but it will be in despite of your advice. OP, follow Pennywise's advice.

Back on ignore list.....

MartyBoy

Here is the full breakdown.

If anyone can help I would be most grateful.

Period Ended Description Unpaid Amount
05.04.2004 SA Detemination Tax 500
Interest 188.44

05.04.2004 SA 1st penalty for late return 100
Interest 35.61

05.04.2004 SA 2nd penalty 100
Interest 33.17

05.04.2004 SA Miscellaneous penalty 280
Interest 58.49

05.04.2005 SA First Payment on Account 250
Interest 94.18

05.04.2005 SA Second Payment on Account 250
Interest 84.89

05.04.2005 SA Detemination 50
Interest 15.23

05.04.2005 SA 1st penalty for late return 100
Interest 29.62

05.04.2005 SA 2nd penalty 100
Interest 26.54

05.04.2005 SA Miscellaneous penalty 280
Interest 58.49

05.04.2006 SA First Payment on Account 275
Interest 84.07

05.04.2006 SA Second Payment on Account 275
Interest 75.21

05.04.2006 SA 1st penalty for late return 100
Interest 22.6

05.04.2006 SA 2nd penalty for late return 100
Interest 18.41
County Court Costs 85

Sub total of unpaid amount subject to legal proceedings 3669.95


05.04.2007 SA Balancing Charge 1804
Interest 284.62

05.04.2007 SA 1st penalty for late return 100
Interest 14.64

05.04.2007 SA 2nd penalty for late return 100
Interest 11.19

05.04.2007 SA 1st Late payment surcharge 90.2
Interest 2.25

05.04.2008 SA 2nd Late payment surcharge 90.2
Interest 2.25

05.04.2008 SA Balancing Charge 1484.4
Interest 129.81

05.04.2008 SA 1st penalty for late return 100
Interest 8.24

05.04.2008 SA 2nd penalty for late return 100
Interest 7.09

05.04.2008 SA 1st Late payment surcharge 74.22

05.04.2008 SA 2nd Late payment surcharge 74.22

05.04.2009 SA Balancing charge 696
Interest 41.29

and so it continues…..

BoGoF

Apart from 2003-04 (when you did not submit a return until recently) what years did you submit Tax Returns for?

Were you self-employed?

antonic

So a CCJ was given against you for the years 2004 - 2006 inclusive, you have then continued to submit returns without payment since then.

HMRC have now run out of patience with you (after all its now 6 years since Judgment was granted against you) and the debt has not been paid in fact it has grown.

So HMRC have now decided that Bankruptcy is now the only way forward to resolve this matter.