money talks!! time to pay up and shut up

elly68

thanks trying hard i'm off to devon on a budgeteers holiday cant wait .then back home to the grind of clearing this debt cant wait for that oh yes i can but will come home fresh and relaxed and work hard and enjoy the challenge of the kenny budgetting lol

elly68

well definately refreshed and raring to go ,saw some crafty stuff on holiday that im thinking about looking at as the cc's clear in the meantime i'm on a budget and tomorrow is day 1 wonder how i will go .
hope ev1 is well i'm away to catch up on diarys

elly68

well day 4 of the new me still on a diet very high fibre and well lets say its kicking in .
money making will start this weekend ,letting myself settle back to work .this is the first time i have had to find childcare for everyday of the week for once lets say thank god for family

elly68

well get weighed tomorrow hopefully all my gardening efforts will have paid off
list for this week
1 bank £10 check
2 find kids bank books and get dd a change of account to bank card she is very good with money think theres some money already there been so long since i opened them thinking about dd of £20 a month pocket money and see how she manages it
3 get dh to pay first pad to cc
4 buy my mum a suite i'm decorating her house for her with my sister found an almost free one today .
5 not to spend more than 25 this week .on extras shopping came to £75 but that included the dreaded razors for hubby
6keep losing weight and exercising and get ready for boot sale next sunday
7 do a room a day tidying hope this works

good luck all on debt busting this week

trying_hard

Hi elly

You are very busy this week, I want you to post at the end of the week if you have done everything

How was your holiday? and what eating plan are you following?

Good luck with your weigh in. Welll lots of washing again for me today, curtains & anything that can be washed in going in the old washing machine, just in case the weather turns again and we have to waiting another 6 weeks for a break in the rain :rotfl:

xx

elly68

elly68 wrote: »

well get weighed tomorrow hopefully all my gardening efforts will have paid off
list for this week
1 bank £10 check
2 find kids bank books and get dd a change of account to bank card she is very good with money think theres some money already there been so long since i opened them thinking about dd of £20 a month pocket money and see how she manages it
3 get dh to pay first pad to cc
4 buy my mum a suite i'm decorating her house for her with my sister found an almost free one today .
5 not to spend more than 25 this week .on extras shopping came to £75 but that included the dreaded razors for hubby
6keep losing weight and exercising and get ready for boot sale next sunday
7 do a room a day tidying hope this works

good luck all on debt busting this week

well trying hard i managed number 5 however sold a tent for£60 that i had bought for £24.spent £8 of it on lotto tickets but i have the rest still since weds .the rest will stay on the to do list for the next week
i did not bad on the cleaning and bri is going to make the first cc payment.:T
think i'm going to try padding seriously as in each time i sell something to declutter it goes straight on the cc ,i think i could make a big dent doing this ,anyway after no luck on the lottery its onwards and upwards .

elly68

oh and for the diet its myfitnesspal a free calorie counter

elly68

WELL SOLD A TENT THIS WEEK SO I HAVE NOT USED THE BANK ACCOUNT WHOOHOO.
listed my slow cooker on gumtree not worried if it doesnt sell might use it during the winter problem is bri and the kids r not keen on stews ,currys ect .
going to sit hubby down today if he can do a spreadsheet for works accounts then guess what he can do the same here .
really need to practice a budget for school meals as dd hitting high school and it will basically be a tenner a week ,before this she took packed lunches so we will see how it goes .
right away to hang out washings and tidy some more . oh and rake out those bank books

elly68

hi all, i'm going to update signature as i am also trying to collect the treasured big gold coins so far i have 2 .
i thought i would have been able to use my extra wages this month for padding but that wont start till next month ,I have taken a second job for debt clearing only currently its helping us float lol.
i have cashed in my isa to boost the current account but i am going to make sure oh doesnt use child benefit money over next 4 months as that will fix chrismas ,thats if i dont have it sorted by then ,was thinking of using the left over food budget for a xmas present a week so no big money problem to fix in january .
happy nsd ev1

trying_hard

looks like you have a plan elly. From Sept I am going to use envelopes for tax, food, petrol etc And try again to meal plan lol. And don't talk about xmas ssshhhhhh!!