money talks!! time to pay up and shut up

jwil

elly68 wrote: »

no jwil your diary is useful to me mainly because your front page targets are almost the same as mine .we do a lot of diy and bought a second hand good quality kitchen last year saving 1000,s.
i've upped my hours but will start the extra payments end of july we are going on holiday .sort of terrified my extra hours money will be consumed into the ether of debt but determined this will not be so .
hope you r feeling less grumpy we all have those days .

Thanks elly, where did you get your kitchen from? Hope you get to use your extra hours money where you want to.

I think I'm having a grumpy week :rotfl:

jwil

elly68 wrote: »

GLAD YOU GOT A GOOD REFERENCE AT LEAST THEY DID THAT FOR YOU,roll on september you might get lucky before.
i snowballed my debts the other night an included the mortgage scarily if i worked hard we could be totally debt and mortgage free in 2020 .
dont know whether to be excited or scared its a bit weird to think that taking the extra hours could do that . i know that there will be bumps in the road but finally i sort of feel happy about my debts strange but true .
nothing like making plans if if if if i can get my !!!! in gear and start ebaying before buying anything as in sell to spend then i reckon i could do it .

Wow, that would be amazing to be debt and mortgage free, as trying hard says, that's no time at all! :j

elly68

heres my grumpy face my only reluctance is that it will also be the year my hubby turns 50 that means we will be old lol
we got the kitchen from gumtree secret is to buy a kitchen much larger than required and from a house posher than yours lol came complete with fitted fridge freezer,bosch oven and hob and one of those big pull out cupboards with the metal racks in for cans ect oh and you need a hubby like mine that can make it fit lol

elly68

well finally doing the holiday ironing time to start ,will do 15 mins of tidying inbetween hopefully by 3 i will be done .then try and get rid of some crap to charity shops ect .

elly68

oh and i have an informal visit to nhs 24 tonight 34,000 plus 30% uplift for unsocial hours

trying_hard

Did you manage to get everything done by 3? Good news about the extra hours

elly68

hi trying hard not quite will be at it again tonight lol.dont know yet about nhs 24 i have an interview on 26th so we will see .

elly68

well nhs 24 still dont know ,informal visit was not so informal .i have no idea will go for interview purely because the money is so good ,got to try

elly68

well im off on holiday saturday for 2 weeks really cant wait ,i'm so looking forward to it .still got clothes to iron so might be back later if i get that done lol

trying_hard

Have a lovely time x