money talks!! time to pay up and shut up

elly68

you can have a glass jwil ,
spent part of the day reading your diary looking for direction .the diarys help keep me focused,those in a worse predicament ,those who have won and coming out the other side and then the new starts like myself .

elly68

todays list
give bri his fathers day breakfast
give bri his presents
do 2 more washings
change our bed after fininshing our room(then give bri his other present lol)
tidy ds bedroom with him
drink the last of the wine while finishing the holiday ironing .
if i get a chance list on ebay
phew knackered all ready

elly68

elly68 wrote: »

todays list
give bri his fathers day breakfast done
give bri his presents done
do 2 more washings away to put first one in
change our bed after fininshing our room(then give bri his other present lol)
tidy ds bedroom with him
drink the last of the wine while finishing the holiday ironing .
if i get a chance list on ebay
phew knackered all ready

too busy lying around facebooking and generally being lazy must move:o

jwil

elly68 wrote: »

you can have a glass jwil ,
spent part of the day reading your diary looking for direction .the diarys help keep me focused,those in a worse predicament ,those who have won and coming out the other side and then the new starts like myself .

Thank you

Wow, that must have been boring reading :rotfl: I find I get a lot of inspiration from other people's diaries, it really helps.

Hope you are having a good day

elly68

no jwil your diary is useful to me mainly because your front page targets are almost the same as mine .we do a lot of diy and bought a second hand good quality kitchen last year saving 1000,s.
i've upped my hours but will start the extra payments end of july we are going on holiday .sort of terrified my extra hours money will be consumed into the ether of debt but determined this will not be so .
hope you r feeling less grumpy we all have those days .

trying_hard

Did you get all your jobs done elly? it's really hard putting extra money away though, good for you if you can do it. I find hat I have put something away & then the car will need something or washig machine breaks down extra. At the mo it's our tumble drier, it is 13 years old but now when you use it the drum makes a noise But it's sunny here today so loads of washing for me to get through!!

Hope you are ok x

elly68

trying_hard wrote: »

Did you get all your jobs done elly? it's really hard putting extra money away though, good for you if you can do it. I find hat I have put something away & then the car will need something or washig machine breaks down extra. At the mo it's our tumble drier, it is 13 years old but now when you use it the drum makes a noise But it's sunny here today so loads of washing for me to get through!!

Hope you are ok x

the same happens here but i am determined that i am not working an extra 12 hrs a week just to live i want this cleared .
i have started stashing money for an emergency fund which no longer will be the cc no siree .i am currently refusing to spend money till holiday so freezer mix :rotfl:

trying_hard

Good for you :rotfl:

Well my CRB checks & references etc have come back so now waitig for some teaching work to come in. Got a feeling it's too late in the term now and I will have to wait until late September for courses to be organised. But will be nice to have some money come in.
xx

elly68

GLAD YOU GOT A GOOD REFERENCE AT LEAST THEY DID THAT FOR YOU,roll on september you might get lucky before.
i snowballed my debts the other night an included the mortgage scarily if i worked hard we could be totally debt and mortgage free in 2020 .
dont know whether to be excited or scared its a bit weird to think that taking the extra hours could do that . i know that there will be bumps in the road but finally i sort of feel happy about my debts strange but true .
nothing like making plans if if if if i can get my !!!! in gear and start ebaying before buying anything as in sell to spend then i reckon i could do it .

trying_hard

oooh elly 2020 is only 6.5 years away :eek::eek::eek:

To be mortgage free before your kids leave school would be fantastic and what a goal to aim for! Get ebaying NOW!! :rotfl:

xx