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DMP & Mutual Support Thread - Part 8

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  • eyeopener2
    eyeopener2 Posts: 1,783 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Your on a dmp and your credit is shot to pieces, along with everybody else on this thread, including yours truly.

    Unfortunately you have broken the terms of your credit agreements by either not paying the contractually due amount or missing payments. In my case both (and yours by the sound of it).

    Once your debt free, the bad bits of credit data will start dropping off your file but it will take a while to become clean.
    I'm Debt Free :j 2/09/2013
    Debt at LBM 30/04/2010 £24,109.38,
  • Growurown wrote: »
    Just been over the the 'how much did we pay off in 2012?' thread and added my total of £12,146.16

    Why not go and add yours too?


    I have previously posted ours too at £19,574.94 :j

    It's over £400,000 now! I hope it keeps going. All DMPers, please post your totals paid in 2012 here:


    https://forums.moneysavingexpert.com/discussion/4366281

    :T
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)

  • I have previously posted ours too at £19,574.94 :j

    It's over £400,000 now! I hope it keeps going. All DMPers, please post your totals paid in 2012 here:


    https://forums.moneysavingexpert.com/discussion/4366281

    :T

    Mine's in Twinny- £14856

    HHx
  • Growurown
    Growurown Posts: 5,498 Forumite
    Debt-free and Proud!


    I have previously posted ours too at £19,574.94 :j

    Well done TTFTM, that's a huge amount to pay in a year. Onwards and upwards to our DFD.

    Eating out of the freezer is turning up some interesting meals. Today I was going to make a chilli bean risotto and had the onions, garlic, rice and stock in the pan and about to add the beans and no beans:eek::eek:

    So added some kind of left over sauce to go with chicken that I put in the freezer last year, and it actually turned out rather well. Having home made lentil soup for tea:D
    DMP Mutual Support Thread No. 421

    Debt free date 25/11/2015 - Made It!
  • dizzybee
    dizzybee Posts: 1,424 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thanks for the advice thanks for the music, yes it was a cash card with Barclay's.

    SPC no:076
  • Growurown
    Growurown Posts: 5,498 Forumite
    Debt-free and Proud!
    Mine's in Twinny- £14856

    HHx

    Aaaw you beat me too. Well done HH:T
    DMP Mutual Support Thread No. 421

    Debt free date 25/11/2015 - Made It!
  • You all beat me with my meagre £3750.53 but it is far better than zero debt reduction or an even worse debt increase hence I consider we are all champions.

    Alice
  • The important thing is that everyone moving in the right direction

    HHx
  • The important thing is that everyone moving in the right direction

    HHx

    Agreed Twin!

    Downwards is the new up :D

    Well done everyone :T
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • Growurown
    Growurown Posts: 5,498 Forumite
    Debt-free and Proud!
    You all beat me with my meagre £3750.53 but it is far better than zero debt reduction or an even worse debt increase hence I consider we are all champions.

    Alice
    The important thing is that everyone moving in the right direction

    HHx
    Agreed Twin!

    Downwards is the new up :D

    Well done everyone :T

    Indeed - every penny paid is dealing with our debt so it matters not how many pennies we pay as long as the debt is going down.
    DMP Mutual Support Thread No. 421

    Debt free date 25/11/2015 - Made It!
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