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Possible Acceptance by Vanquis

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Comments

  • creditcardhelp11
    creditcardhelp11 Posts: 399 Forumite
    Chanz, the Vanquis card is aimed at people who have a poor credit history (they generally don't pay back) and hence they're a greater risk. Those who pose a greater risk have to pay more APR. If they did not then either they could never have credit or we would all have higher APR.
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    My point is I made money out of them lol, I have , tesco cc, rbs plat, capital one progress, flybe. lowest apr 16% highest 19.9
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • creditcardhelp11
    creditcardhelp11 Posts: 399 Forumite
    chanz4 wrote: »
    My point is I made money out of them lol, I have , tesco cc, rbs plat, capital one progress, flybe. lowest apr 16% highest 19.9

    I see, when I had my Vanquis I did not know about or the cashback offer was not on. 4 Years ago now.
  • TrueUnitedFan
    TrueUnitedFan Posts: 315 Forumite
    I have a good feeling i might get accepted. Applied on the 28th of December. It's now the 14th. If they wasn't going to accept me, i think they would of told me by now.
  • MorrisonsEmployee
    MorrisonsEmployee Posts: 1,874 Forumite
    TrueUnitedFan wrote: »
    I have a good feeling i might get accepted. Applied on the 28th of December. It's now the 14th. If they wasn't going to accept me, i think they would of told me by now.

    Fingers crossed for you! Its a fantastic feeling when you given credit again and a chance to rebuild your credit history.

    Have they sent you a letter yet requesting further ID?
    :dance:Quidco Payments In 2011 - £724.21 :dance:

    June: £43.15/July: £51.22/August: £90.60/September: £29.75/October: £284.07/November: £171.08/December: £29.22
  • sharpy2010
    sharpy2010 Posts: 2,471 Forumite
    TrueUnitedFan wrote: »
    I have a good feeling i might get accepted. Applied on the 28th of December. It's now the 14th. If they wasn't going to accept me, i think they would of told me by now.

    Your grammar is awful.
  • hayton2k3
    hayton2k3 Posts: 286 Forumite
    sharpy2010 wrote: »
    Your grammar is awful.

    This is a internet Forum, Not a English exam.
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