We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

How do I know if I paid PPI to my Credit Card?

ailey
ailey Posts: 3,219 Forumite
Part of the Furniture 1,000 Posts Name Dropper Photogenic
in Reclaim PPI & other insurance
How do I know if I paid PPI to my Credit Card? I've had it since 1993 but don't know if I've got the original agreement filed anywhere although I do keep paperwork. Not in my current file but I might have it somewhere. Would any payments for PPI be hidden in the interest charges? Many thanks.
"For beautiful eyes, look for the good in others; for beautiful lips, speak only words of kindness; and for poise, walk with the knowledge that you are never alone."

Comments

  • dilus
    dilus Posts: 1,046 Forumite
    ailey wrote: »
    How do I know if I paid PPI to my Credit Card? I've had it since 1993 but don't know if I've got the original agreement filed anywhere although I do keep paperwork. Not in my current file but I might have it somewhere. Would any payments for PPI be hidden in the interest charges? Many thanks.

    It should be stated as a separate item on your statements ;)
    Successes
    Sainsbury's/BOS £6,400 Paid :)
    MBNA £3,600 Paid :)
  • ailey
    ailey Posts: 3,219 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    So if it's not listed, then I've not paid it? :)
    "For beautiful eyes, look for the good in others; for beautiful lips, speak only words of kindness; and for poise, walk with the knowledge that you are never alone."
  • dilus
    dilus Posts: 1,046 Forumite
    ailey wrote: »
    So if it's not listed, then I've not paid it? :)

    That is how I understand it yes, others may know different and be able to advise but usually it is separated on your statements. You could just phone them and ask the question directly, they may tell you there and then ;)
    Successes
    Sainsbury's/BOS £6,400 Paid :)
    MBNA £3,600 Paid :)
  • dunstonh
    dunstonh Posts: 121,401 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    You are correct. It is an entry on each bank statement. It is not hidden away
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • gratefull
    gratefull Posts: 54 Forumite
    Just a thought you have your card since 1993 and it's still live, speaking from experience PPI could have been present at any time over the last eleven years, as in my case , however if you have statements going back that far and PPI doesn't show then obviously not
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.6K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.5K Work, Benefits & Business
  • 604.3K Mortgages, Homes & Bills
  • 178.6K Life & Family
  • 261.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture