Monday 9th Jan - What small DFW things will you be doing today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important!:D

Goood morning everyone - hope you're all well on this Monday morning...ready and raring to go??;)
So, nothing unusual for me today...work, home, dinner...that's about it. Hopefully an NSD though:)
Ok - here's my list:

• check banking - move money about
• check onepoll
• packed lunch for work for dd2 and I
• take bagged coins to PO to change for notes
• post ebay sale
• heating on low so only comes on when nec
• turn lights out when not in rooms
• NSD hopefully
• meal from plan tonight - chicken pie, mash and veg

Right...better get my face on:p
Have a great day:A

La_escocesa

Hi Pixiechick & everyone who follows :wave:

I'm here but can't confirm the 'raring to go' bit just yet

What a hectic few weeks I've been having... Did I tell you my laptop blew up?! :eek: That's the main thing that's been keeping me away from you lot. I've decided to bite the bullet and get a smart phone - a bit pricier per month but definitely cheaper than a new laptop... Then I'm going to get an ip@d for my 30th in a few months - everyone is asking what I want so they'll be happy that I'm putting any money they give me to good use :T

Other crazy hectic things that are happening - hubby is getting made redundant at the end of the month He does hate his job and has a few applications in the pipeline and his payoff is quite good - if we keep up the frugalista lifestyle it should be enough to get us through the next 4 months but obviously it's making me a bit anxious and nervy. Here we go again... Just something else to keep me away from busting that debt's butt!

Anyway, enough of my waffle, let's get on with the small things that I'm doing to keep me focussed:

Got a weekly ticket for the bus Taking lunch to work Walking to yoga (although I might need to get the bus back cos it'll be late) Reading on my lunch break instead of going out to any shops Sorting out our bedroom Keeping an eye on freecycle Keeping it simple

Take care everyone!

xxxx

Pernicious

Morning all,

Thanks for starting us Pixie.
Good to see you back La Escocesa, sorry to hear about everything that's been going on though! If your heart isn't set on an iphone, might I suggest a HTC Desire HD instead? It's what I have & it is a lot cheaper than an iphone but essentially does the same thing. Fingers crossed your hubby finds a new job soon.

Today I will:-

• [STRIKE]Make a homemade juice[/STRIKE]
• [strike]Food from stores[/strike]
• [STRIKE]Charge phone via pc[/STRIKE]
• [strike]Make use of free water at work[/strike]
• [strike]Stay in for most of my lunchbreak, need to pop out & get a card & more ring quotes though[/strike]
• [STRIKE]Dinner from meal plan - veg stir fry & noodles mmm[/STRIKE]
• [STRIKE]Check for surveys[/STRIKE]
• [STRIKE]Enter comps[/STRIKE]
• [STRIKE]Check online banking[/STRIKE]
• [STRIKE]Try & keep the heating on low[/STRIKE]
• Check out this week's flylady thread [STRIKE]& do something![/STRIKE]
• [STRIKE]Work on wedding related tasks[/STRIKE]
• [STRIKE]Go to TKD tonight! No excuses, & take refillable water bottle[/STRIKE]
• Washing on eco setting
• Hang up to dry
• [STRIKE]Take a look at diary to ensure I am up to date & prepared for everything coming[/STRIKE]
• [strike]Check ebay[/strike] - No bids, no watchers
• Check cashback
• DIY IPL treatment
• Try & get an earlier night

Have a great, MSE day everyone x

little_pink_purse

Good morning

thanks for starting the thread Pixiechick

today is the start of getting up at a normal time lol before 11am

today todo
check banking
hoover
washing on
rubbish out
post ebay sales

managed to clear my ironing
3hrs of ironing never again lol

have a good day xxx

josiebabie

Morning!
Quick list from me this morning:
- Checked banking
- Lunch from stores
- Left music magpie parcel out for collection
- Going to friends clothes/gift swapping party this eve - big declutter!
- Dinner/munchies at friends as above
- Work hard, sell lots of labour!
- Write small Mr T's list

That's all from me, have a super day all!
Jx

determined_new_ms

Morning gang :wave: woops am super late but seeing as I hate the place I work and I'm leaving I couldn't give a rats!

La E lovely to see you again treacle :A sorry to hear about Mr E hope something much more up his street arrives v soon!

Wasn't it lovely and busy round here over the weekend? :T lot of missed friends and new posters springing out of the wood work :T

Anyway!

• check banking x2
• work out where the money I spent over the weekend is coming from
• need petrol today so not a NSD but other than that
• brekkie, dinner & lunch from stores
• visit dd in hops after work - she has been admitted with a servere case of tonsilitis
• cancel dinner with friend
• go to the gym & for a suana after work

ok think that's my lot. Better get my skates on! x

lilian1977

Hi all

Still trying to keep on the straight and narrow, payday on 28th Jan so not too long to go now till I'm ALMOST back to normal

So, things today:

Checked banking, all ok. Well, not OK but you know...not bankrupt!
Take DS to music class if he's feeling up to it, it's paid for already so a shame to waste it
Take DS to doctors to check on conjunctivitis then feed him at Costafortune afterwards, cup of tea for me paid for with loyalty points.
Meals from Slimming World plan - salad for lunch, pasta for tea
Pay in expenses cheque - £93, woohoo!
NSD if possible.

Need to to pick up pass the parcel things for DS's 1st birthday party this weekend, so have a look in poundshop to get ideas.

I think that's everything, have lovely days xx

beemuzed

Good Morning! can I join in please? Need to really get myself sorted out this year. Having cleared off all debts three years ago, I'm ashamed to say I've let a bit build up once more... So today:
Checked online banking and moved pension payment out to savings account
taken frozen patty mix out of freezer ready for making patties for lunch this week
Washing hung on airer in conservatory rather than tumble drier
determined to park a bit further away whenI go to gym so as it's free parking not paid.
Ok that's all I can think of for now - but it's a start!

natlie

Hi
Thanks Pixie
Well I managed to list 41 items on ebay this weekend - still have stuff for next time too! Am now watching them closely a pair of shoes I bought for £35 bargain and never wore - not a bargain lol - are being watched and I listed them at £75 as they were £275 originally so thats a good bit of profit for me!
I now need to tidy the ebay mess I made
I ordered food and drinks from approved food saving £108!!!!!
I am returning the Amazon parcels today £33
Need to sort buildings insurance
Sort out recycling for tonight - bins tomorrow
Did a major clean out of DD2 bedroom last night need to hoover it now got 1 bag rubbish, 1 bag recycling and a bag of charity clothes and 9 items to ebay
DD2 back in school today, Need to help DD1 finish her homework - she has written in her planner that its insect day today LOL not as bad as when my mums friend said her daughter had incest day
Need to sort kitchen its a bombsite!
Need to put presents for next xmas in loft
need to wash cloth nappies and wipes
Signed up for free toothpaste samples
Need to check onepoll a few times and get some swagbucks
Might enter some comps if I have time
Nat

ziggy2407

Good Morning all

Pixie - Thanks for starting us off and for your well wishes.

Today's little list,

Check Banks - Done
Check Swapits and relist cards not swapped
Update food tracker (17.5lb off up to now since Sept) - in progress
General tidy up in attic -
Read ("Lost Boy") - in progress
Comps
Try to sparkle
Sort more photos into frames/albums - frames done, waiting for hubby to put up later when home - Done & looking great
More decluttering - in progress

Hope you all have a great day, love to you all

C x

PS Thank you all for your support and good wishes, taking each day as it comes and trying to be good to myself

janey183

morning all, groggy as hell today, too much celebrating at the weekend:cool:
Sneeky half day for me, so off to supermarket for a cheap week shop, going to try and stay within £15.....:o
Checked my online banking today and for going 36p over drawn last month the lovely chaps at Halifax charged me £5 for the pleasure:(not happy.
Going to list some items on ebay for some extra dosh.
Still saving for New York.
Healthy tea (fingers crossed)

Thanks me for the day...now wheres that duvet?:p