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Its only a Micra !!!!

Hi guys..

Just wondered if anyone knows of a way I can cut down my monthly premium rate on my Tesco car insurance. :confused:

Here are the details:-

1. Fully comp.
2. 4 years no claim discount.
3. Excess - £75 for windscreens & £150 for other claims.
4. Breakdown assistance - £86.10

In total I am paying approximately £36.71 per month. :eek: I have just cancelled the courtesy car bit (which was £15.75)

Are there any other car insurance providers where I can get the above (dont really need the courtesy car) for say £30 per month or less.

Cheers mate:beer: c
«1

Comments

  • Cancel the breakdown assistance - it's cheaper with the AA/RAC
  • nomoneytoday
    nomoneytoday Posts: 4,871 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    confused.com and insuresupermarket will compare the market prices for you.
    Increasing the excess, cutting the annual mileage and garaging the car will usually help :)
  • astonsmummy
    astonsmummy Posts: 14,219 Forumite
    OMG your being robbed, go throught confused of insuresupermarket, my insurance came out less than that, i'm 22, only 2 years no claims, been driving 4 years.
    :j Baby boy Number 2, arrived 12th April 2009!:j
  • pioneer
    pioneer Posts: 269 Forumite
    Part of the Furniture 100 Posts Photogenic
    I have a micra too, Try a quote from the Pru via quidco u get £100 back & free RAC cover. Total for myself & named driver fully comp £80 for the year after the cashback.
    "Didn't I try to Warn them I said !"
    David Essex War of the Worlds.
    "Thats Ancient History, Been There! Done That!" Hercules
  • iceicebaby
    iceicebaby Posts: 3,633 Forumite
    Part of the Furniture Combo Breaker
    Ring around or go to confused.com is the best thing and look for a better deal.

    Have you finished the years cover with your insurer now as they MAY make a charge for ending the policy early, whether you pay monthly or not. Ring then and ask first or check the T&C's other wise you may find a good dead but then still have money to pay to your current insurers.
    Baby Ice arrived 17th April 2011. Tired.com! :j
  • tom188
    tom188 Posts: 2,330 Forumite
    Remember that you are probably paying a fortune for the privilidge of paying monthly. Also your quote will be based on your age and location.
  • shymanuk
    shymanuk Posts: 403 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    hi my partner has a 1.0 micra with 4 yrs no claims going through quidco got hers for £98 per year after quidco insurance with the pru ... paid up in a yearly installment, hope this helps .
    :dance::dance::dance::dance::dance::dance::dance:
  • pioneer wrote:
    I have a micra too, Try a quote from the Pru via quidco u get £100 back & free RAC cover. Total for myself & named driver fully comp £80 for the year after the cashback.


    Thanks,

    Just went on Quidco. Received a quote for £470!! What have I done wrong!!:confused:
  • I'm the same right now - I am struggling to get a decent quote for my Escort 1.8tdi

    I keep getting hit with over £400 which is bleeding ridiculous for a 35 year old, with loads of no claims discount, and the Car is a W reg 2000 model.

    I keep hearing fo folk saying " I got my car insurance for £150 etc" but I never seem to be able to get these kinds of deals. Have tried moneysupermarket, confused etc all the screenscrapers and can't get it below £400??

    help anyone?
    I have no more money to give - all you companies out there - do your worst - I give in!! :(
  • Bagpuss741
    Bagpuss741 Posts: 2,291 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I've got a Micra 1.3slx and I pay £30.12 a month, I went through insuresupermarket and fortis were the cheapest at the time.
    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
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