LBM in 2003.. What have I been doing since??!

Piquant_2

PinotGrigio41 wrote: »

Dancing Shoes, Pom Poms and Bubbles been waiting since early doors Mrs B !!!! xxx

Me too. It's a bit drafty in the rah-rah skirt too....

brizzledfw

YAAAAAAAAAAAY

ITS DONE!!:D:D

THE BRIZZLE HOUSEHOLD IS OFFICIALLY DEBT FREE:j:j:T:T (well apart from the mortgage and thats next!)

i have just made the final transfer into the MBNA card and made a TT into the long term savings account. The mortgage OP payment goes out tomorrow. I have set up a saving account pot for repairs which should have £400 in it by tomorrow (windows must be paid for!) and £400 also in another pot I have called O&S (odds and s@ds ) which is for things like weddings we have been invited to this summer. So, this means that at long last we will have something other than a credit card to fall back onto (and that wasn't really a safety net was it..even my language/the phraseology there shows you how credit cards are viewed and in fact they shouldn't be!)

I feel light, conscious and happy

What a journey though. As my diary title suggests I knew I had to change my relationship with money around 10 years ago..but the LBM flickered on and off like a stupid thing as I still expected someone other than me to rescue me from my debts and over spending (hilarious now to wonder who I thought that might be as I don't pay the Lottery!:rotfl:) and so the paying off unsecured debt by remortgaging continued...:o It was on 3 June 2013 when OH 'found out' (at least I think that was the date) that the seismic shift happened. We started working together on it and made some hard decisions. At our worst in 2013 we owed around £25k...:mad::o:o:o:eek: makes me feel totally sick now.

Anyway, finally, THANK YOU all you amazing guys and gals who have supported me, nudged me, told me off:p along the way. The Brizzle household owes you a huge debt of gratitude and we can't thank you all enough... cliche maybe, but we couldn't have done it, and wouldn't have known where to start without you all

Huge hugs and I hope you have amazing days today

brizzledfw

Will update my signature now

Piq, Mrs T, Mrs PG...although I have never met you guys in RL you feel like some of my closest friends..thank you for all the support ..(and now lets get all those other amazing peeps from here (you all know who you are! ) and go dancing:beer:)

Those who I have met in RL..kerri..step on up;)..its been amazing as I have found so much support on here and now a new RL friend too... thanks hon:)

Piquant_2

:j:T:j:T:D:T:j:T:j

Well done Brizzle on being debt free!!!!!!! and having emergency funds too. So so proud of you!

jwil

Well done Brizzle, so so happy for you :dance: :dance:

:T :j :T :j :T :j :T :j

tattycath

Hooray brizzle! :dance: :beer: :j :T
Well done! I'm so pleased for you! :T :T

kerri_dfw

Yay I'm so pleased for you. I shall make a cake for when we next meet up:) the baby's just done a little dance for you too.

Oh and you beat your deadline AND had a holiday at Christmas how fab congratulations :dance: :dance: :dance:

cazmanian_minx

WOOOOOOOOOOOOHOOOOOOOOOOOOOOOOOOO!!! :j:j:j:j:T:T:T:T:j:j:j:j:T:T:T:T:j:j:j:j:T:T:T:T

SO pleased for you

brizzledfw

Thank you so much TC jwil and kerri it feels great

Hit the allotment this morning with OH and now in town for a long overdue lunch with an old colleague

Plotting and planning next steps and running through the new budgets with OH this eve inbetween ferrying kids to places of course :)Then back to work grindstone tomorrow

brizzledfw

Thanks Caz..I can hear the whoop from Bristol