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LBM in 2003.. What have I been doing since??!

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Comments

  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Wow! I thought I had better catch up with the world of brizzle...and I see you're so close to being debt free! A huge well done-that's a great achievement! Get that massage booked! You most definitely deserve it! :j :T :j :T :beer:
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • Roll on Monday Brizzle :T:T:T:T:T
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Yes indeedy!!

    So, thinking time. £760 for 2 students for 3 weeks in July and a 'void' until we get a new lodger, hopefully at the start of September..or...get a new lodger in at the end of May, £375pm (all being well) and only have 1 student so £380. The latter idea means more money but kind of needs more head space if you see what I mean, which I am not sure I have. Will think on it. Tempted to go for the increase in money but maybe we need the breather.

    I am really looking forward to today. OH and I have the day off :T he plans to paint more windows but it's like the hamster wheel has stopped for 24 hours and I can't wait :)

    Have a good day folks

    Brizzle x
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hope you and OH have a great day together lovely lady !!

    I have read your lodger conundrum but my heads not computing today with any words of wisdom, so will re read later !! xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • dangers
    dangers Posts: 1,457 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hope he's painting the inside of the windows with that downpour we've had for the last couple of hours.

    Will be good to see you df on Monday.
  • jwil
    jwil Posts: 22,270 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you've had a lovely day.

    Can't wait til Monday :dance:
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    edited 28 March 2014 at 7:28PM
    Hi PG..don't worry..we have a plan:) (see below)

    Jwil...thank you I am getting the crazy dance together and so glad I am not working on Monday so that I can luxuriate in the feeling :T

    dangers..well it was the plan..but the weather stymied it. So instead he posted his broken phone back to the manufacturer, filed a load of papers, did a bank account app for a company he has set up and then we were very decadent and went for lunch :) thrilling it was :rotfl:. So appreciated in a way we would never have thought pre LBM! :)

    In more good news..I was less than pleased with my bank recently. Long story but poor communication and losing paperwork (originals) was at the heart of it. One of their staff suggested I complain..so I did. Well today I got a letter in the post with a cheque for £75 :T I am pretty chuffed and feel that is a very fair result :) Thank you C@-p.

    In other news..£1.38 on the panels, TTs done and HM dinner of W@itrose sausages, kale with chorizo and apple :) and cauliflower cheese. Delicious.

    On the lodger front..OH took over :) and said let's advertise the room for the day after our current lodger leaves and see where we get to. So he has listed it. Small increase in rent (when you look at the adverts we do seem on medium/low side) so that'd be good. It will be worth more than students so if we get the right person we will be very pleased. Can only hope.

    Pity it's such a miserable evening..feel like doing more...full of energy today!
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hello all

    I have been intrigued by hay boxes etc since I was small...the old Romany tricks are the best..but have just seen Elaine's thermal cooker tutorial and bought it. I was thinking of buying one (£60!) so I figure let's make one. It should be even cheaper than our amazing SC. Quite excited really and looking forward to getting crafty!:)

    What else..just been out for a drink with OH and the kids. Really nice. £15 spent so fairly frugal too. Now stove lit (using free wood picked up from the street) and film about to be watched

    Have a good eve folks :)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Sun_Addict
    Sun_Addict Posts: 24,262 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Brizzle - have a lovely last non-debt free weekend before you join the ranks of the debt free on Monday! Well done!!! :)
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Have a wonderful weekend. Little dot and I will do celebratory dances for you on Monday. It's honestly the best thing ever, well almost x
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
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