We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Do three mobile report to CRA
older_wiser
Posts: 2,447 Forumite
in Mobiles
In late november i bought a sim only contract from three mobile 12 months
I was on PAYG but decided on the contract. Fast forward to january and three haven't appeared on my credit file of all three CRA'S either as a search or as a new account opened.
Is anyone on three contract do they search your credit file ? and do they report monthly your conduct.
I was on PAYG but decided on the contract. Fast forward to january and three haven't appeared on my credit file of all three CRA'S either as a search or as a new account opened.
Is anyone on three contract do they search your credit file ? and do they report monthly your conduct.
0
Comments
-
I have two Iphone contracts on Three and they both show on a recent Experian credit report I was sent although the other one I have with Tesco mobile did not.0
-
Check your agreement. If it mentions them sharing data with the CRAs for your type of account then I suggest you query this with them.
James Jones“Official Company Representative
I am an official company representative of Experian. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
Posts by James Jones, Neil Stone, Stuart Storey & Joe Standen0 -
older_wiser wrote: »In late november i bought a sim only contract from three mobile 12 months
I was on PAYG but decided on the contract. Fast forward to january and three haven't appeared on my credit file of all three CRA'S either as a search or as a new account opened.
Is anyone on three contract do they search your credit file ? and do they report monthly your conduct.
Yes they do, mine is updated monthly, for a mobile contract and
a mobile broadband contract.0 -
I'm not sure if the agreement states that information will be passed to the CRA i'm hoping so. I wonder if its different when the contract is sim only. Perhaps a month is too little time to get the account on my credit reports but i'm suprised no search was carried out.0
-
It has been in most networks T&C's (since 1997) that data will be shared. You're the first person I've come across who actually wishes their dealings to be disclosed in this way! Yes, 3UK will report any contract conduct and payment to their CRA although it can take a few months for it to appear.0
-
lol @buzby
I don't mind the search not showing up but yes i hope the account is shown on my credit file if you read some of my previous posts you might understand my reasons. Thanks for the information and i hope your correct.0
This discussion has been closed.
Categories
- All Categories
- 345.7K Banking & Borrowing
- 251K Reduce Debt & Boost Income
- 450.9K Spending & Discounts
- 237.8K Work, Benefits & Business
- 612.5K Mortgages, Homes & Bills
- 174.3K Life & Family
- 250.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 15.1K Coronavirus Support Boards