Transferring overdraft to Credit Card?

Material_Girl_2

I know I can transfer a credit card balance to a new credit card but can I do the same with an overdraft?

I am paying about £20 in overdraft charges and would like to apply with Barclay for their 0% credit card.

Already have an account (not overdrawn) with them and good credit rating in general, so assume that I would get the card with a reasonable credit limit.

Will Barclays let me transfer an overdraft to this card if you I do apply and get the card?

BoGoF

Nope, some cards let you transfer to a current account (MBNA/Virgin/AA) but I believe Barclaycard do not.

chanz4

barclaycard do, but very selactive

wishfullthinking

Material_Girl wrote: »

I know I can transfer a credit card balance to a new credit card but can I do the same with an overdraft?

I am paying about £20 in overdraft charges and would like to apply with Barclay for their 0% credit card.

Already have an account (not overdrawn) with them and good credit rating in general, so assume that I would get the card with a reasonable credit limit.

Will Barclays let me transfer an overdraft to this card if you I do apply and get the card?

You can with Virgin Credit Card I've just done it because of banks monthly fees. Hope this is some help.

Material_Girl_2

Thank you all so much, wishfullthinking in particular for the Virgin Credit Card. I have just applied and been accepted! I feel relieved now that I can pay of my overdraft at no charges (well less the handling fee but still saving fees) and that I can pay my debts over 20 months even though I want to pay it off much faster than that.

sincere

We are waiting for compensation from Lloyds TSB. The letter early on in December said our cheque would be sent on receipt of our acceptance. Used the expensive Post Office registering of our acceptance letter. Stall stall stall. Having thought we would get this quickly, we spent more on Christmas than we would otherwise have done. Lloyds overdraft is now worrying.....but no money FROM Lloyds to pay it off! Something not right! Will we be eligible for a Virgin card with our overdraft? Probably not!