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Monday, 2nd January: What Small DFW Things Will You Do Today??
Comments
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Today is my first NSD of 2012 :-)
- I made my own lunch at work instead of popping out - had a lovely jacket spud with cheese and beans - estimated cost - 90p, and I still feel full 4 hours later.
- I'm working 2¾ hours overtime - not a lot but it's all I'm allowed to do so every little helps.
- Then I'm going to walk home instead of getting the bus - that's £1.60 saved.
- I'm looking for 'roadkill' coinage - found a penny earlier - it's a start :rotfl:
- When I get home I'm going to look at ways to earn extra cash - ebay, surveys etc.
- I'm also doing lots of comps from the comps board - worth a try at least - if nowt else I might get some birthday pressies sorted...
- I'm also going to phone 3 and cancel my mobile broadband contract that I rarely use - £8 a month saved.
- Just signed up for membership of Co-op - I do a bit of shopping there - thanks to cod3 for inspiration

CrunchySearch for Crunchy's Debt Deletion Diary... Updated daily (ish...)Challenges 2012:Sealed Pot 5: #15832 Stone / 2 Grand / 4 Months: Start 02/01/12 - 0st 6lb / £1028.47 - End 01/05/120 -
Its late in the day but wanted to pop in.
ok todays list.
Done.- Did the weekly shop--came just slightly under budget
- had a look out for some bargains--didn't find any so no money spent there
- Brought son new school shoes---only £8 so not to bad
- checked banks.
- reorganised fridge and freezer.
- put xmas decs in attic.
- make dinner from meal plan--hopefully some will be left over for OH lunch tomorrow.
- finish tomorrows to do list.
- Get kids to finish thank you cards--post tomorrow
- get kids school stuff ready---they go back tomorrow.
- redye my hair---home job to save money.
Success means having to worry about every thing in the world......EXCEPT MONEY. Johnny Cash
Cross stitch Cafe member 81.0 -
Just got through half my bits so I thought I would pop on:
Done:
SORN hubbys car off the road. That tax/ mot/ tyres will have to wait
Tree down
Vac'd house
followed up on ebay
Created a spend diary!
Tree in garage! Christmas has well and truly gone!
Charge phone and laptop ready for work tomorrow
To do:
Ironing,
Check emails
Tyre pressure and car checklist!0 -
Went into town today and while I was there I:
Checked my points total on boots advantage card
Got a new points card from superdrug
Put £5 in my 'sealed pot' for paying off my loan
Looked in the sales but didn't buy anything
Bought some reduced Christmas food from tesco
When I got home I:
Did all the competitions
Did all the surveys
Looked on the freebie site
Answered an enquiry from someone about my small business
Made a chicken macaroni cheese bake made from left over chicken and cheese.
Left the door of the oven open after cooking to heat the house up a bit more
Only have the heating on for 30 minutes then wear a thick jumper all evening0 -
Spendaholic_Chick wrote: »Morning all!
Today I have/will:
- do very small shop, sticking to list (will be a first!) done - and almost stuck to list
- check online banks done
- make banana bread from stores done
- sort out free will via my union, need it as going into hosp for an op in next couple of months
- do something with mushrooms about to go off
- do something with old sat nav - recycle/ebay for spares/bin
non mse stuff:
- put xmas decs in loft done
- put last of xmas pressies away done
- at least an hour's ironing
Have a great day everyone
Oh, almost forgot! I downloaded the reclaiming bank charges letter and completed it...will have to wait until I go back to work on Wednesday to print it though
:rotfl: don't expect I'm due anything tbh but worth a try!
GOD BLESS DURAN DURAN
Official DFW Nerd Club - Member no 293 Proud to be dealing with my debtsMarch NSD 5/10 March Make £5 Day £99.28/£1550 -
Well back to work tomorrow for me, looking forward to it!:j It seems to stop my snacking:rotfl:
- walked nellydog x 4
- made cheese and onion pasties for lunches at work and poppped them in the freezer
- sent a get well postcard to my friend using a second class stamp that had not been franked stuck to the postcard with no more nails!!!
- made a to do list for tomorrow
- checked on line banking and piggybanked some, then put the extra £55.50 which seemed to appear into my account into an ISA just incase working tax credits ask for it back
- Had pasta that's a day over it's useby date for lunch
- will buy the value tea bags again as they are not too bad 27p who can grumble
- started the channel 4 money saving resource challenge
- put two unwanted gifts into the xmas pressie box for xmas 2012
- had a no drive no spend day
- started a sealed jar for a trip to London with my sisters in Nov
Thanks for starting the thread NTBY - Sorry to hear about the robbery
Hope the rest of 2012 is better for you!
Happy New Year everyone x:j:money:vintage43:A
NSD 42/365 2012
- A new start for a newbie
Next - £1033.62
Barclaycard - £5683
Mortgage - £125471
Overdraft - £903:eek::(Loan £3562 -
Total Debts = £10179 Monthly shopping £100 spent so far £12.650 -
I have had two NSD's in a row!

Which is fantastic for me.
I needed some tinned tomatoes today though for spag bol (had everything in, frozen mince from the reduced aisle
), and I was visiting my grandparents (who are extremely rich, have no idea of my debts as I don't want to disappoint them) and just asked my gram off-hand in a casual way if she had any tinned tomatoes spare as I wanted to avoid the shops, she gave me two tins of smart price which she'd had for ages that were never going to get eaten!
I've also made the most of the time off that I've had by keeping my driving distance to an absolute minimum.
Small, slow but steady wins the race!Personal Loan: Start: £22020:eek: Now: £18800 :j
Credit Card: £600
Overdraft: £5000 -
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Crunchy_Nutter wrote: »Today is my first NSD of 2012 :-)
- I'm also going to phone 3 and cancel my mobile broadband contract that I rarely use - £8 a month saved.
Crunchy
Got home and the internet ain't working - good job I've not cancelled this yet... :mad:
On a brighter note I found 2p languishing in a savings account, so i transferred it into my current a/c, and used it to make a tiny payment on one of my CCs... They'll think I'm taking the proverbial but every little helps!Payment successful
We've successfully processed your payment to TSB CARD for £0.02. The money will usually reach the recipient's account within 2 hours.Search for Crunchy's Debt Deletion Diary... Updated daily (ish...)Challenges 2012:Sealed Pot 5: #15832 Stone / 2 Grand / 4 Months: Start 02/01/12 - 0st 6lb / £1028.47 - End 01/05/120 -
Evening all,
Have had a smashing day today:
- Gundoggery training this morning, cost nowt and went really well!
- Lunch was a sausagey, tomatoey pastry thing I made yesterday followed by the last of the christmas cupcakes OH made.
- Had an afternoon of dog walking and uno playing with friends which again was free and muchly fun.
- Nipped to shops for bread and milk, got some reduced pasties for OH's lunches this week.
- Checked online banking
- Checked CC statement and it is nice and low (always pay off in full as it's just for diesel)
- Drying clothes on airers on the radiator.
Hope everyone who is back to work tomorrow has a good day :-)Clearing debt to save for a simple wedding.Starting 2016 With debt of £77000
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