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SF's 2012 diary - the most exciting year yet!

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Comments

  • badger_
    badger_ Posts: 475 Forumite

    Gosh, you were up early! :eek: everything okay? I enjoyed it, not the best film in the world but it made me laugh :) DH refused to watch it :p

    Hehe I was just "up" I work night shifts :( last one til next week though.
    I've been thinking about getting it, might have a look on Amazon.
    We've just watched Life as we Know It (at work *ssh*).


    Wednesday! :j 3 teaching days to go!
    So, I treated myself to a Co$ta cinnamon latte this morning :o because it's Wednesday? :rotfl: I've not had the cinnamon one before but it's yummy :drool: and I've not been put on cover today, yay :j
    So, obviously, it's a spendy day for me, but little treats now and again are the things that keep you going, right? :)

    Mmmm that sounds delish desismileys_1374.gif it's definitely the little things that keep you going, if I didn't have those I think I'd end up doing a massive splurge spend and that would be worse.

    Another day over :j just 2 days to go! :j



    Again, not much planned for this evening :) I'm going to watch We Bought A Zoo on DVD which I'm sure DH won't want to watch ;) and just have a lazy evening I think :)
    As we say at work 2 more get ups!! Ooh but by the time you read this it will be 1 more get up!! desismileys_6943.gif
    Hope you enjoyed the film clapper-clapper-film-movie-smiley-emoticon-000232-medium.gif
    LBM 24/05/2012 :T
    August NSD 10/12 * £2 savers
  • Aamberle
    Aamberle Posts: 559 Forumite
    Morning - How was the film? x
    2012 The year I started dealing with my debts.
    2017. Lets start this again shall we?

    Debt 1 Cleared 2/1/17 £480 Gone forever :j
    Debt 2 100/598
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Didn't watch the film last night in the end, watched supersize vs superskinny and then 24 hours in a&e :D what an exciting life I lead ;) might watch the film tonight, if I can be bothered :p

    I could really do with another latte this morning :coffee: but I've been good and resisted :) instant it is! I'm hoping it'll be a NSD today - don't need anything. Want, yes, need, no :p

    Only 2 days to go! :j :j

    I've been mulling over a plan the last couple of days too, so watch this space.... ;)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Didn't watch the film last night in the end, watched supersize vs superskinny and then 24 hours in a&e :D what an exciting life I lead ;) might watch the film tonight, if I can be bothered :p


    I could really do with another latte this morning :coffee: but I've been good and resisted :) instant it is! I'm hoping it'll be a NSD today - don't need anything. Want, yes, need, no :p
    Only 2 days to go! :j :j

    I've been mulling over a plan the last couple of days too, so watch this space.... ;)

    Ooh a plan! All sounds very exciting and intriguing :D You are very good on the want v need - any tips ;)

    I'm not having a good start to my day but hopefully it'll get better now as have had 3 things happen - 2 waste of time and extremely annoying phone calls - 1 to the mortgage company :mad: and 1 to the people we've booked our holiday with so we can pay for the baggage :mad: rip-off!! anyways they don't have the number i need to book it on-line but they're happy to give me the telephone number which is £1 a minute :eek::eek::eek: Erm no... i'll just not take anything with me. But my sensible head said 'no, i have booked this with you you need to find the number i need and contact me with this' :mad: And then i was putting the mortgage paperwork away - after speaking to the muppets there and banged my head quite badly :(

    Ok 3 things out of the way :o Apologies for the rant - main annoyance is despite making overpayments on a repayment mortgage i was told my balance had reduced by about 2p!!! I don't think so! So i was then informed that both last month and today the advisors (different ones) i had spoken to had given me the wrong information :mad: Well i am ringing up and i expect to be given the right information each time and fair enough a mistake can be made once but twice ? !!!

    Its just so stressful where money is concerned - especially as i don't have any :( and i can't change mortgage companies as i don't earn enough to get a new mortgage which would be with a better rate elsewhere :o (made redundant after getting the last one).

    Oh well it'll soon be the weekend! And the long hols for you SF :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    DFW - at the moment I am good at want vs need ;) not so sure how long it'll last! I'm sorry to hear of the nightmare you'be had this morning :( grr to companies not being helpful huh? I hope the rest of your day goes better :) About the phone number, could you google a free alternative? A £1 a minute is stupid! Sending you some hugs xx
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • anyways they don't have the number i need to book it on-line but they're happy to give me the telephone number which is £1 a minute :eek::eek::eek:
    About the phone number, could you google a free alternative? A £1 a minute is stupid! Sending you some hugs xx

    This is quite a good site http://www.saynoto0870.com/
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • beanielou
    beanielou Posts: 96,574 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ryanair I think?
    Hope that your day got better DFW.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Aamberle
    Aamberle Posts: 559 Forumite
    Enjoy the last day SF - I am so jealous :rotfl:

    Happy Friday xxx
    2012 The year I started dealing with my debts.
    2017. Lets start this again shall we?

    Debt 1 Cleared 2/1/17 £480 Gone forever :j
    Debt 2 100/598
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Last day, yay :j :j

    I may be sat here drinking a gingerbread latte :whistle: I know, 2 treats in a week :eek: but I'm really tired, and just fancied one :o so there we go!

    I'm going out for lunch today with some colleagues, so it wasn't go to be a NSD anyway... :p

    How's everyone doing today?
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hey all, SF you deserve a treat or 2 on your last day x

    Thanks for all the advice guys but might just buy some carry on luggage if its cheaper than paying for a case and less hassle too. Plus i can use it in the future so a better investment i think x
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
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