SF's 2012 diary - the most exciting year yet!

taxi73

Well Done xxxx
:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T

:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

:beer::beer::beer::beer::beer::beer::beer:

slowlyfading

Hehe thanks taxi

Well, we had a nice relaxing weekend went with my MIL and SIL for a coffee on Saturday and I paid - it feels nice to know that we can relax slightly with the finances and that I can afford to do that occasionally now woo!

On Sunday DH's parents treated us to sunday lunch out as a well done to me so I got garlic mushrooms to start and then roast lamb dinner as the main - was amazing! Nom nom nom and of course, free which is always a bonus!

Can't believe it's Monday again though - this year is going so quickly :eek: I'm hoping for a NSD today, as I don't need anything so just have to avoid the shops on the way home...

badger_

Morning

Sunday lunch sounds like it was very scrummy

Hope you have a great and NS day

slowlyfading

Thanks Badger, you too!

slowlyfading

It's been NSD 11 in the SF household today it won't be one tomorrow as I need to get some petrol on the way home, which will be about 50 quid :mad: meh to rising prices on that.

I've transferred £54.33 over into savings today I'm trying to drip feed the house deposit savings atm, so that's just the round down of accounts, plus a bit extra. I've been thinking about short/medium/long term plans today and where I want us to be in X amount of year.

Part of that transfer of money means that I've made our emergency fund upto the round £1,000.00 which makes me feel better. It's a good milestone to have hit, and I'm going to also continue to drip feed into this as the weeks/months go on. I'm aiming for £5,000.00 in there in the long run, but this will obviously take a long time. As we're also focused on the house deposit, it's a bit of a battle as to where we're putting spare monies atm. The vast majority of it is going towards to the house deposit - the sooner I can get that to £20k the better, but I am also aware that having an emergency fund will also be good - I drive an old banger of a car, and it could go at any moment, so to have something as a back up "just in case" is always at the back of my mind.

Phew, bit of a ramble there!

taxi73

fab news on the savings

slowlyfading

Thanks taxi

Yup, as I'd thought, I will need to get petrol on the way home from work today. I will pop to Mr Ts to get some bits and pieces, since I'm already spending today, so hopefully the rest of the week will be NSDs.

Been awake since about 5am this morning - not sure why? So I'm sat in the office drinking a big cup of coffee I do not need a biscuit... I do not need a biscuit... I do not need a biscuit...

Aamberle

Hi Slowly well done on the emergency fund, and infact all that you are doing..a true inspiration xx

rising_from_the_ashes

slowlyfading wrote: »

So I'm sat in the office drinking a big cup of coffee I do not need a biscuit... I do not need a biscuit... I do not need a biscuit...

So ....... did you have one then?:D

Huge well done on the savings :T:T:T - my emergency fund never seems to get off the ground:( started it Oct '11 - used in full (and raided another budget too) in Dec as fridge / freezer packed in.

Got it started again and I'm going to have to raid it for Maisie's emergency vet trip last Friday as her fund's just been wiped out paying for her spay op last week:eek:

Still .... on the positive side - £250 for the new f/f, £200 for the op & £100 (so far!) for the vet trip would've all just been showed onto a cc bill before I'd seen the light

slowlyfading

rising - definite yes to the biscuit oops and the thing about the emergency fund is that it's there when you most need it - so you've used yours in the right way and not had to put it on the CC which is definitely what it's all about! So well done you

Aamberle - thanks I try my best!

Not been the best day... here's to tomorrow being a lot better