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A Payment A Day - The 2012 Challenge!

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  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi all

    Still no PAD from me :(

    Looking forward to nice PAD on payday!
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • mrsb83_2
    mrsb83_2 Posts: 914 Forumite
    girlatplay wrote: »
    Hi all

    Still no PAD from me :(

    Looking forward to nice PAD on payday!

    Not too long to go! I notice you've got a holiday fund in your sig - where are you planning to go?
    Total Debt Sept 2010 - £24,132.38 / Current - £0.00/ 100% paid

    DFD - [STRIKE]Aug 2014[/STRIKE] 24th Aug 2012

    £10 a day // Jun - £64/£300 / Jul - £133/£310 / Aug - £281/£310
  • vasseur
    vasseur Posts: 3,090 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    £1.74 to barclaycard for me to round the balance down to £1280 :)
    It's not how far you fall - it's how high you bounce back.... :j
    Happiness is not a destination - it's a journey :)
  • LondonAndy
    LondonAndy Posts: 1,326 Forumite
    Must must must get better at posting in 2012 !!

    Sunday - Tuesday PADs for me are £60 to kick off the mortgage quest this year please vin.
    Debt Free 25th August 2010 with PAD !!
    TARGETS : :D:D
    Save 12k in 2013: #068 : £7,305/£12,000
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    mrsb83 wrote: »
    Not too long to go! I notice you've got a holiday fund in your sig - where are you planning to go?

    Mr G and I went to Lanzarote last year and loved it. He is desperate to go back so we will probably go there. Also, Little Miss's friend at school goes to Lanz every year and so LM wants to go there too so probably two holidays there this year for me! Hence the £1500, that is to cover two holidays :cool: I started saving in December though as I was recovering from op and spending no money so I am £400 ahead of my target already :D

    I notice you are going to be debt free by the end of this year!! Yay!
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • mrsb83_2
    mrsb83_2 Posts: 914 Forumite
    That's great GAP! Keep PADding away and you'll have a great stash for 2 special holidays.

    I'm trying really hard to move my DFD to October!
    Total Debt Sept 2010 - £24,132.38 / Current - £0.00/ 100% paid

    DFD - [STRIKE]Aug 2014[/STRIKE] 24th Aug 2012

    £10 a day // Jun - £64/£300 / Jul - £133/£310 / Aug - £281/£310
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Just keep at it mrsb. Hard work and determination and it will happen!
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    Have had a think about how I am going to organise my PADs in 2012. As all my debt is on credit cards which I have switched to longterm 0% cards and I can meet the minimum payments, I will record what I pay in over payments or indeed the final payment! So today £9.56 to S*nt*nd*r - and that is that one consigned to history:j:j
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • A NSD today so a PAD of £1.00 for me today please.
  • Siouxsie32
    Siouxsie32 Posts: 1,987 Forumite
    Part of the Furniture 1,000 Posts Cashback Cashier
    Just realised I forgot to post this morning, oops! £1.70 from me today please :)
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