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A Payment A Day - The 2012 Challenge!

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  • loumac
    loumac Posts: 942 Forumite
    the mollusk - :D We once popped to the retired greyhound trust! Lethal! (I type this sitting with a greyhound who thinks she's a lap dog!)

    Just 50p for me today as it's going to be tight for the rest of the month!
    Wandered away from the MSE track for a while but am back and on a mission! Debts cleared nearly £18k. Now to start saving ...
  • thevinternet
    thevinternet Posts: 1,054 Forumite
    Good evening all.

    Wow - a lot of pads yesterday, good work!

    Awesome accumulation from 9th January = £1709.77

    We're about a third of the way through this tricky month now. I feel we are doing well!

    Today's joke:

    So I fancied a game of darts with my mate. He said, "Nearest the bull goes first".
    He went "Baah", and I went "Moo". He said "You're closest".
  • thevinternet
    thevinternet Posts: 1,054 Forumite
    My PAD for today is a small but lovely £1.10 to CC1. I am waiting for a cheque to clear, so it will be weeny PADs until then from me!
  • £2 for me again please
    Me, DH and DD (17 months) clearing our debt for a better future. Then (LBM) = £21,636.43 (Oct 2009) Now = £12128.07 (44%)
    GOALS/CHALLENGES
    Try to get credit card to £2k by April 2012 (was £3014.94)
    PADing to clear CC 1/1/12 TOTAL: £32.00
    Ditch 100 in January challenge: lost count but way over 100!!!/100
  • scotmumof3
    scotmumof3 Posts: 1,951 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi everyone I'd love to join yoiu all need all the help I can get an I know your support is great :T nothing today but have a cheque to put in the bank so when it clears i will be on my way xxx
    Debt free as of 29.10.2020 🎉😁
    SPC #73 Feb NSD 0/20
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    £388.20 to the cc for me today plse.
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    saorsie wrote: »
    £5 from me today please vin heading towards savings

    C'mon psyche ~ you've gotta tell us now, it's killing LBDizzy and me :o

    And oooooh errr re: Mr S, sounds very promising however can understand your concerns ~ maybe a pros/cons list is in order?

    -s-

    Everything Saorsie said!!! Most deffo need to know what the ebay item is! I hope the Mr hasn't asked you to move in just 'cause he thinks you'll make his sarnies everyday :p Take your time and go with your gut instincts. Obviously let us know when you decide ;)

    And welcome, Scotmumof3 :beer:
    One step at a time ;)
  • Sammy246
    Sammy246 Posts: 162 Forumite
    Just checked in tonight to see how everyone has done, and I must say some big PAD figures today!!! Well done everyone...this is such great motivation, just knowing your not alone really, really helps!!!
    Cleared £5k debt in 2015 (SO FAR)
    Clear remaining balances on 2 credit cards in 2016
    1st credit card @ £599
    2nd credit card @ £1,100
    SAVINGS 2015/2016 - £65.00/£1,000
    Read the books I have before buying more
  • £1.13 pretty teeny too!
    DFW Nerd #131
  • We pretty much live together anyway but it's not the same as having your own space to run away too! I don't know, just a big step
    For me :) and no I won't be making his sarnies every day!! I have decided tho if I do move in, part of the deal will be that he completely blitzes and clears the place as he has more clutter than me, some of which is left from his ex, and I'd want to put my mark on it a little bit... Get t more like a home than a Batchelor flat!

    Ok it was just a work skirt, I think there is a niche market for that type of thing. Can't say much as I can get into serious trouble.
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
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