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A Payment A Day - The 2012 Challenge!

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Comments

  • JayJay14
    JayJay14 Posts: 1,918 Forumite
    Morning all,

    A whole £2.14 to tosco cc bank a/c rounding.
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    Right Saturday's pads were a lousy


    £87.88



    So upset :(

    And sunday (sabbath)'s were only


    £62



    So of course I'm not blaming all you lovely peeps. I'm blaming the banks :)

    So nervous about job interviews. Have a clothes shop about 11 and hoping the phone shop phones in good time....

    If I've not heard by about 3 or so I might phone head office...

    So nervous. No clothes fit. Tried to cut fringe -disaster....so glued it back LOL

    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    £7 to the overdraft for me today please Erme :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Sassers
    Sassers Posts: 1,303 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    £75 to Cabot please Erme and good luck with the interview x
    Current debt and mortgage: £25, 820.35 Debt/Mortgage at start: £92,598 (27/09/2010)
    DEBT FREE!
  • Only an odd 9p in our account this morning so felt shamed into making that up to a £1.09 PAD to the NatWest OD :o

    A few more days to pay day then whatever is left over will make a slightly bigger month end PAD :j

    Good luck with the interview Erme and hope everyone else has a great day :)
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Erme wrote: »
    So nervous about job interviews. Have a clothes shop about 11 and hoping the phone shop phones in good time....

    If I've not heard by about 3 or so I might phone head office...

    So nervous. No clothes fit. Tried to cut fringe -disaster....so glued it back LOL

    E

    Oh Erme you are so funny :rotfl: I laughed out loud at the fringe disaster! I know it is not funny, it is the way you tell them!

    Wishing you all the best for the interviews xx

    I'm sorry, I don't have anything to PAD today. Roll on Thursday (payday).

    :)
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • £7 please :) Have increased my debt until payday, and awaiting train expenses from work so not counting those. Should all straighten itself out though. Am back to work from 8th July so I can start earning money again.... woohoo!
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    girlatplay wrote: »
    Oh Erme you are so funny :rotfl: I laughed out loud at the fringe disaster! I know it is not funny, it is the way you tell them!

    Wishing you all the best for the interviews xx

    I'm sorry, I don't have anything to PAD today. Roll on Thursday (payday).

    :)

    Phone shop are supposed to have sent me an email to prepare for the telephone interview but haven't :mad:

    Clothes shop went okay. It's always hard to say. I think I have as good a chance as anyone though though you don't know how other folk do.

    Good news is I have to wear the clothes shop's clothes if I get the job and they are really lovely clothes and I get a work allowance (for clothes) which is like 75% off their clothes :T....Yay....and I get a 25% staff discount card too and all the peeps were really lovely :)

    Only 10 hours so here's hoping either/or

    Got to stay awake now for 2 hours waiting for the phone shop to phone back for this phone interview and check email like mad :mad:

    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • hummingbird
    hummingbird Posts: 1,522 Forumite
    Starting all over again with PAD - have had a bit of time away from the thread, but I have paid off quite a bit (2 debts gone completely:j:j) over the last few months. My debt to Virgin CC has now been sold - so far so good as the collection company seem far easier to talk to and deal with than MBNA!!!! They have kept my agreed payments going as well, to be reviewed again at some point.

    I have also had my PPI refund which cleared a loan I have been paying £78 a month for, so that can now be reallocated.
    £10 a day extra in May '18[B]£35/310[
    Virtual Sealed Pot 2018 £500/£2500 = 20%
    You can find my diary here:http://forums.moneysavingexpert.com/showthread.php?t=5189836:beer:
  • hummingbird
    hummingbird Posts: 1,522 Forumite
    £100 PAD for me please!! (Virgin CC)
    £10 a day extra in May '18[B]£35/310[
    Virtual Sealed Pot 2018 £500/£2500 = 20%
    You can find my diary here:http://forums.moneysavingexpert.com/showthread.php?t=5189836:beer:
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