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A Payment A Day - The 2012 Challenge!

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Comments

  • the_mollusk
    the_mollusk Posts: 198 Forumite
    retiredandskint wrote: »
    Another £10.00 towards saving today please. The total is growing quite nicely but I don't know whether to leave it where it is for a rainy day or when it gets to £250 to pay it towards a debt.

    definitely pay it towards a debt - i'd even advise making your pads towards your debt instead of savings. i got that advice from here after asking the same question and now i can't see how i ever thought it was a better idea to save it. if you pay off as much as you can from your debts now, then your credit cards can serve as rainy day / emergency money if you need it. (and you'll pay much less in interest in the meantime... and you'll have a better credit rating if the rainy day means you need to take out a loan...)

    £12 from me today!
    YNAB trialler. Debt at 2nd LBM, Sep 2015: £24,162. <swear>

  • LondonAndy
    LondonAndy Posts: 1,326 Forumite
    Just a small PAD of £1.61 today please !
    Debt Free 25th August 2010 with PAD !!
    TARGETS : :D:D
    Save 12k in 2013: #068 : £7,305/£12,000
  • never_too_old
    never_too_old Posts: 3,082 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Afternoon all

    Please can you put me down for £145:D
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
  • Frodobaggins
    Frodobaggins Posts: 969 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Just 70p PAD for me today please.
    DFW Nerd 1394.
    Total Debt Paid £38109.29/ £40259.24.
  • SillyBlondie
    SillyBlondie Posts: 229 Forumite
    Part of the Furniture
    A smaller PAD for today of £2.58 please rsdiscos
    NSD Challenge January 2/15

    PAD Member since 18/7/11 - Total paid to date £8885.19
  • InsertWittyName
    InsertWittyName Posts: 1,073 Forumite
    Debt-free and Proud!
    £10 today please :)
    I was a DFW, now I'm a MFW :T
  • loumac
    loumac Posts: 942 Forumite
    My direct debits have gone out meaning PAD's today of:

    £181.94 to my loan and
    £50 to in-laws.
    Wandered away from the MSE track for a while but am back and on a mission! Debts cleared nearly £18k. Now to start saving ...
  • thevinternet
    thevinternet Posts: 1,054 Forumite
    PAD £10.04 today please rs - to CC1.
  • DorsetGirl_2
    DorsetGirl_2 Posts: 1,416 Forumite
    £2.00 to the CC please

    Hope everyone has a good weekend.
    Pay off all my debts before Christmas 2015 #165.
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    £2 for me please :)
This discussion has been closed.
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