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A Payment A Day - The 2012 Challenge!
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thevinternet wrote: »It was a £100 giftcard for Topshop from a competition I entered ages ago!! SOOOOOOO excited! *does little dance*
Woo-hoo!!! What a nice surprise and a guilt free shopping trip. Well done vinternet, happy spending :TI myself am made entirely of flaws, stitched together with good intentions...0 -
Hi everyone, So stressed out at the moment OH just came in from work saying he has been made redundant as of 5.30 today with a two month salary payout. Now all I can say is bye bye to debt free end feb
.
We are really worried about what will happen now. He will get out tomorrow to look for one but I don't know what happens about tax credits as I still need the childcare element while he's looking also housing benefit do I tell them now as he has two month pay. dunno (at moment they one pay a little as we both work but if he cant get something hopefully this will cover the whole rent?
Anyway no pads for me for a while as every penny needs to stay in the bills account to cover them.Two months minimum bills 57%
Debt total April 2010 £7962.28 DEBT FREE March 2012 100% cleared :T:T:T0 -
sophia-abigail-mummy wrote: »Hi everyone, So stressed out at the moment OH just came in from work saying he has been made redundant as of 5.30 today with a two month salary payout. Now all I can say is bye bye to debt free end feb
.
We are really worried about what will happen now. He will get out tomorrow to look for one but I don't know what happens about tax credits as I still need the childcare element while he's looking also housing benefit do I tell them now as he has two month pay. dunno (at moment they one pay a little as we both work but if he cant get something hopefully this will cover the whole rent?
Anyway no pads for me for a while as every penny needs to stay in the bills account to cover them.
So sorry to hear that :grouphug::grouphug:
I'm sure others will advise, but failing that a trip to CAB should answer your questions.
Looking at your signature, you have done so well, so give yourself a pat on the back as this awful situation would be so much worse if you still had all that debt.
Take care
Pip
x0 -
Not been padding, but have kept my money and manged to pay both house & car insurance straight out, without adding to cc:j which is great for me in January.
DH has some work just now which has meant that he did, and paid for, the shopping this weekend:j
Which has meant that I can sneak in to add a bit more to January's total.
PAD = £139.86
Pip
x0 -
Thanks to everyone for all your good wishes. DS has had a bit of a setback today, he's not to good, but he's in the best place and they are taking excellent care of him. Hoping to have him back home in a few days.
Just £1.00 PAD for me today please.DFW Nerd 1394.
Total Debt Paid £38109.29/ £40259.24.0 -
Frodo, best wishes to you and your son. Hope he makes a good recovery.
Well done to jet9cat and sashanut on your good news :T
By contrast, sorry S-A-M to hear about your OH. I really hope he can find some work soon. Big hugs for you and will keep my fingers crossed too xOne step at a time0 -
Sorry to hear your news S-A-M ~ hopefully something will turn up quickly for you both, however in the meantime, positive thoughts and blessings that you have managed to pay down so much debt before it happened
-s-Frugal living challenge 2012 live on £8500 ~ £7725.87 remainingMake £5/day in 2012 ~ £482.24/£1830 ~ 22.52%Proud Member of PAD since January 2010 ~ Total paid to date £11386.64Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£20000 -
Sorry to hear the bad news from some people, hope it all works out for you.
£10 from me today on your last day vin, thanks for being counter-upper this month!I was a DFW, now I'm a MFW :T0 -
My final PAD for January is £87.21 pleaseNSD Challenge January 2/15
PAD Member since 18/7/11 - Total paid to date £8885.190 -
What a horrible end of month some of you are having :grouphug: How awful.
My final January PAD is a non-spectacular-but-it-all-adds-up £1.50
Thanks everyone for another inspiring month...see you all in February (eh, that's in a rather undramatic two hours!)0
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