The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

2012MyYearToClear

Sorry think I originally posted to the wrong page - new to the site just registered so that I can join with everyone else in getting debt free in 2012. If I could be put down for £20,000 please!!
Thank you

camuk81

2012MyYearToClear wrote: »

First time using this website - just registered! I would like to join the list please - Think I probably total about £20,000

Please use the following thread to register

https://forums.moneysavingexpert.com/discussion/3700921

camuk81

Morning again. No 149 reporting back in. After umming and ahhing about the money in my account made another £80.00 in payments today. Bringing my total up to £930.91 so far

Keep up the good work every one and welcome to all our newbies. 2012 Mf0u will pop along and give you a number shortley

theposhbint

Thank you Jemma for a fab part 2

The weight-loss challenge sounds excellent! Before Christmas I was going to zumba once a week that kind of lapsed in December though. My daughter received Lets Dance 3 for the Wii for Christmas and it actually has some of the routines on there (plus i realise that the hula hooping on the wii is excellent for tummy's) so thats £4 a week ive saved :rotfl: I've also been paying for unlimited swimming at our local pool for over a year and have to admit to only going with the children and not actually going for myself when I'm sure 1/2 an hour every other day would work for me (new years resolutions #1 & 2)

So if you could put me down for 20lbs that would be great. I'm not sure really how much I want to lose, im a size 14 and would love to be a 10 again, so I think that's about right?

I did go sales shopping today - only to get a few specific things, which I found and spent about £50 in all, all good buys in bigger sizes for my two so they should last.

I also bought a new bed for ds, i've been waiting for it to go in the sale, and lo and behold it did so snapped that up at 1/2 price, and paid with nectar points too so it didnt actually cost me a bean

We were going to get a chinese takeaway tonight but found lots of very similar things in the freezer left over from Christmas so thats a saving and it can go towards the dreaded barclaycard. So a payment of £51.70 for me.

So.. #064 £330.79/£13,210.36

Happy New Year all, lets make it amazing!! :j

DorsetGirl_2

How is your Cc looking Posh?

theposhbint

Not bad at all, DorsetGirl. I've got another £72 to pay in Jan (plus about £12 interest, boo) and I'd of hit my target of £1850. Looking good at the moment. I may even smash it to pieces and get it even lower - ahem, emphasis on might :rotfl:

How about yours?

DorsetGirl_2

About £200 to go - but fingers crossed I will make that in ebay sales this month.

Well done on getting yours so low

theposhbint

Thank you!

Good luck with the ebay sales

sharronej

C.M. wrote: »

Well, I registered for this board ages ago, but as I've been very headin the sand about my debts I just kept away to avoid feeling bad.....

Sounds like you're fully on board now though, with a well thought out plan :j

lemonpopsicle wrote: »

I thought that my figure paid off looked a bit untidy so I've made an extra little payment to cc to tidy it up! I told you this was worryingly addictive

I have taken to sending the odd amounts in the bank over to my savings account :rotfl:

2012MyYearToClear wrote: »

Sorry think I originally posted to the wrong page - new to the site just registered so that I can join with everyone else in getting debt free in 2012. If I could be put down for £20,000 please!!
Thank you

Welcome on board, mf0u (Jemma) will be along tonight to give you a number - have you got a plan of action yet?

I'm still jiggling around with figures to cover the tax bill without having to put more on credit but I'm not sure I'm doing the right thing - I had thought to reduce my Credit Card payments down to the minimum so that we can pay the tax man in cash (so to say) but I'm not sure if I'm just making life harder for myself because it will have impacted on the amount I've paid off - dh just wants to put it on our 0% card but I'm wondering if 'just' doing that is making him think that using the cards is acceptable again What do you guys think?

phoebesmum2105

Finally made a start xxxx payment off first debt, and got stuff on e-bay which ahs bids, yeh xxx sorry as well got my total wrong, not £6,500.00 actually £6,700.21



Sealed pot challenge ??
£1.00 for 365 days £5.00/£365.00
# 207 - Debt Free by Christmas 2012

£34.21/£364.21 - £390.00/£390.00 £425.00/£425.00 - £843.00/£843.00
£250.00/£250.00 £4500.00/£4500.00