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The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

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  • jakes-mum
    jakes-mum Posts: 4,640 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    kerri_dfw wrote: »
    Go out! That's a lovely thing and needs to be celebrated. 5 yrs is a milestone afterall :) You won't have another until 10yrs. xx

    Ahh Kerri, I can always count on you to egg me on :rotfl:. We have had to put the holiday on hold again so it would be nice to have a little treat. I always overthink things, I sit here and go 'oh we have £80 spare after all the bills, that 'should' be free money' (not that it always works out that way 'but what if I need it?'

    I do like a meal out though :o its my weakness, I like watching someone else cook for me for a change :o
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    jakes-mum wrote: »
    Ahh Kerri, I can always count on you to egg me on :rotfl:. We have had to put the holiday on hold again so it would be nice to have a little treat. I always overthink things, I sit here and go 'oh we have £80 spare after all the bills, that 'should' be free money' (not that it always works out that way 'but what if I need it?'

    I do like a meal out though :o its my weakness, I like watching someone else cook for me for a change :o
    Well the way I look at it is that you are asking because you want to go out for a meal. But you'll feel guilty unless we say it's ok to do it :) So I say do it :D
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • mrso2b
    mrso2b Posts: 314 Forumite
    Hello all

    Not been around much, hope you are all well.

    Made an overpayment to the Barclaycard today of £102.47 so new totals below. I've worked out the only way to pay these bl***dy cards off is to overpay.

    Santander have offered me 0% on a balance transfer so I'll be transferring my Egg card which is a whopping 21.9%. Means my overall debt to pay off will go up by £50 but I won't be wasting half of my minimum payment on interest!

    152 mrso2b £1,334.69 / £12,000
  • mrso2b
    mrso2b Posts: 314 Forumite
    mf0u1098 wrote: »
    :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod:

    DFBX12 ROLL OF HONOUR
    :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod:




    :starmod::staradmin January20 :staradmin:starmod:
    Joined on 9th December 2011
    Debt free on 22nd March 2012
    Total cleared - £1,786.19





    :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod:


    well done!!!
  • mrso2b
    mrso2b Posts: 314 Forumite
    Gosh this thread is really quiet! Had to scroll to page 3 to find it!
  • January 20 - congratulations that's such an achievement:beer:.

    Kerri - glad your bed's fab!

    Jake's Mum - defo go out :D. I think each year of marriage needs to be celebrated!
    Pay debt in 2012 #278 £2347/£5364
    Sealed Pot 5 #1713 £78.57 //Crazy Clothes Challenge #97 £79.49/£100
    Grocery Challenge:
    Feb £359/£360 Mar £390/£450 Apr £335/£320
    May £330/£320 Jun £455/£400 Jul £321/£320
    Aug £399/£370 Sep £345/£300 Oct £421/£400 Nov £0/£320
  • nctmum
    nctmum Posts: 128 Forumite
    #307 total now paid £3,710.32:beer:
    :xmastree:POMDB Xmas 2013 Board - Paid off £12k in 2012 :j:j :xmastree:


  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Well done nctmum :)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • camuk81
    camuk81 Posts: 1,559 Forumite
    Ninth Anniversary Combo Breaker
    Hello all a quick update as just done the 4 1/2 drive hour so very exhausted.

    Kerri - new beds are fab! Thats the one advantage of staying in posh hotels lush beds
    Fallen - You're in well done
    Babble - Big hug, its never nice hearing that kind of news
    Loubie Lou - Know that feeling, I want a new set of bosoms when I get debt free as the weight is coming off mine and gravity is coming into effect!
    Suzititger - Welcome back
    January 20 - Well done on being debt free!

    Sorry if I have missed anyone but can't see straight and nearly came off the wrong turning 3 times to get bread an milk on the way home. It's been a long two days! New statements tomorrow so maybe another update. However for this evening:

    No 149 Total paid off: £5,735.70. Total amount paid is 40.23%

    Right going to very boring and disappear shower and bed are calling me! Off to Lincoln in the morning!
  • mrso2b wrote: »

    Well done January20, fantastic.:T:T:T:T:T
    [SIZE=2]SPC4 #1395 Aug 11 £135.75/£150
    SPC5 #1395 Shower fund used £13.60 31/7/12 Banked Farepack administrators cheque £301 19/10/12 £326.40 in the tin....TOTAL £641
    SPC6 #1395 Total £144.62
    SPC7 # 051 Banked so far £100 TOTAL £142[/SIZE]
    SPC8 #051 £46 :(SPC9 #51 £1091.34 :T:T
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