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The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

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  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    January20 wrote: »
    #135 £1786.19/ £1786.19 (100%)

    I'done it!!!!!!

    Statement came in at £450.32 (£8.53 interest) and I just thought sod it, even if the last week until payday is a little less comfortable, I'll just pay it off now!

    So that's it!

    I'M DEBT FREE!!!!!!

    I just can't giggling to myself..... lol!



    Brilliant! Well done! :beer:
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • Kerfuffle
    Kerfuffle Posts: 1,384 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    January20 wrote: »
    #135 £1786.19/ £1786.19 (100%)

    I'done it!!!!!!

    Statement came in at £450.32 (£8.53 interest) and I just thought sod it, even if the last week until payday is a little less comfortable, I'll just pay it off now!

    So that's it!

    I'M DEBT FREE!!!!!!

    I just can't giggling to myself..... lol!

    Congratulations January20, very well done, you must be soooooo chuffed :T:T:T:T:T:T:j:j:j:j:j:j:j:T:T:T
  • Shellgsxr
    Shellgsxr Posts: 25 Forumite
    Congratulations January20 :T that is excellent Well done xx :beer:
    Pay off ALL Debt before Xmas 2012 #36
    £2817.73/£6157.85 :o£3340.12 to GO
    Weightloss 9/30 21lbs to GO
    2012 Frugal Living Challenge
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod:
    DFBX12 ROLL OF HONOUR
    :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod:




    :starmod::staradmin January20 :staradmin:starmod:
    Joined on 9th December 2011
    Debt free on 22nd March 2012
    Total cleared - £1,786.19



    :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod:
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • karenann76
    karenann76 Posts: 214 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Congratulations January!
    :j:j:j:j:j:T:T:T:T:T:j:j:j:j:j

    :( Trying hard...failing miserably :(
  • Canucksfan
    Canucksfan Posts: 169 Forumite
    Debt-free and Proud!
    :beer:Well done January20!!!:beer:

    Hi Helen
    You sound tired and stressed Hon...normal behaviour when planning a wedding. I had some awful arguments with my Mum when planning mine. Is yr husband doing his bit with the saving now? Take care x:cool:

    Hi Jemma
    If you're sick, then you're sick Hon! Isn't it better to rest up before it turns into a full-blown pneumonia? Yr firm needs to start treating its employees better! Bet it makes u want to start the Consultancy work even sooner! Get well soon! :D

    Hi J-M
    Wow-congrats to yr Mum on her weight loss! She should do a guest spot on here, advising us how she lost that much. I've only seen those numbers on The Biggest Loser!!!:rotfl:
    'You've got to tell your money what to do or it will leave!' Dave Ramsey
  • HelenPie
    HelenPie Posts: 502 Forumite
    Canucksfan wrote: »
    :beer:Well done January20!!!:beer:

    Hi Helen
    You sound tired and stressed Hon...normal behaviour when planning a wedding. I had some awful arguments with my Mum when planning mine. Is yr husband doing his bit with the saving now? Take care x:cool:

    Not really - but tomorrow is the day I take his card away again :p I've been just as bad the last week or so though so can't moan!

    Thank you for asking xx
    Canucksfan wrote: »
    Hi Jemma
    If you're sick, then you're sick Hon! Isn't it better to rest up before it turns into a full-blown pneumonia? Yr firm needs to start treating its employees better! Bet it makes u want to start the Consultancy work even sooner! Get well soon! :D

    Totally agree. Let them start whatever proceedings they want. It must be pretty clear to them that you're not well. Big hugs going your way xx
    Canucksfan wrote: »
    Hi J-M
    Wow-congrats to yr Mum on her weight loss! She should do a guest spot on here, advising us how she lost that much. I've only seen those numbers on The Biggest Loser!!!:rotfl:

    Again - completely agree. How did she do it Jakes-Mum??

    H xx
    :j
    Debt Free By Xmas 2013 #010 £16,660.26/£16,660.26 100% paid, DFD 25/06/13! :D
    :j
  • jakes-mum
    jakes-mum Posts: 4,640 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Congrats January20 :j:j:j:j:j
    Canucksfan wrote: »
    Hi J-M
    Wow-congrats to yr Mum on her weight loss! She should do a guest spot on here, advising us how she lost that much. I've only seen those numbers on The Biggest Loser!!!:rotfl:
    HelenPie wrote: »
    Again - completely agree. How did she do it Jakes-Mum??
    H xx

    Well its not for the faint hearted I will warn you (or the poor :eek:) shes been doing that diet Pauline Quirk did, light*r Life, its a total food replacement thing, they have these bars/soups etc and you pick a certain amount of each for the week, you only eat 500 calories a day, plus they councel you on why you eat etc. Its £75 a week but you can seriously see the results :eek:

    Ok a question my DFbyXmas'ers, its mine and DH's 5th wedding anniversary on saturday and I always do a steak dinner for us both, but do we think I can justify the £35 - £40 for all 4 of us to go out to dinner? or am I just spending money frivolously?
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    jakes-mum wrote: »
    Ok a question my DFbyXmas'ers, its mine and DH's 5th wedding anniversary on saturday and I always do a steak dinner for us both, but do we think I can justify the £35 - £40 for all 4 of us to go out to dinner? or am I just spending money frivolously?
    Go out! That's a lovely thing and needs to be celebrated. 5 yrs is a milestone afterall :) You won't have another until 10yrs. xx
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • jakes-mum wrote: »

    Ok a question my DFbyXmas'ers, its mine and DH's 5th wedding anniversary on saturday and I always do a steak dinner for us both, but do we think I can justify the £35 - £40 for all 4 of us to go out to dinner? or am I just spending money frivolously?


    Ok, I know it's your anniversary so I can understand if you don't want to cook BUT me and Mr S sometimes get gorgeous steak from the SM and cook it at home, nicer than eating out and a third of the cost.
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
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