The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

jakes-mum

Hmm well my mate has convinced me to do the hair dye and im now sat here with a new colour (auburn) for some reason my roots look a bit ginger :eek: but ive had this before when ive dyed it blonde and the roots looked a bit white, it does soften when its had a good shampoo so heres hoping :eek: I also seem to prefer my hair after the roots have just started to grow through :rotfl: I think its because my skin is so white and my hair is so fine the roots always seem to look a different shade

Still no debt busting as I just cant be bothered to go get my bank card to log onto the online account and see if I have any money left

sam09_2

Hi everyone! Im another one who is close to tears:( Bought a smaller car second hand and by the time ive finished paying out for things to be repaired (all important) it will cost a minimum of £650. It feels like Im taking one step forwards and two steps back. My baby has had a chest infection since I finished my night shifts over the weekend so have been awake all hours looking after her and now Im due back into work tomorrow night and over the weekend. Im constantly bickering with my boyfriend. I feel so stressed and miserable, but at least Im not spending money on any unneccesary purchases and this thread is a lifesaver, It most definately helps me stay determined to pay off this stupid debt. Anyway hope everyone is well, and here are my new totals:

Number 47 Sam 09 £3566.75/£12724

Thank you Jemma:A

mf0u1098

Day 1 of my no chocolate in March diet and I MISS IT!!! I think this is going to be tough but I'm determined to do it. If two people can live on £10 for 7 days then I doubt they can afford chocolate therefore neither will I. Please ignore the fact that I just spent £23.45 in Asd@ on my way home. I did by some things for my dad, some things for my fajitas and plenty of healthy snacks in place of chocolate that should last me a few weeks. Oh and I bought 2 packs of fresh chicken on offer, used half of one for my tea and put the other 1.5 in the freezer. How good am I?! OK, so it's not amazing but better than normal for me...

rictus123

28/01/12 debt was at £13,600 and then some interest on at the end of January.

Closing balance for Febuary including interest is £11,579.01.

Paid off just over £2,000 in Febuary.

So at that rate looking at August/September for debt free date...

By xmas will still be good enough for me, fresh head and bank balance going into 2013.

[Deleted User]

Can't wait to pay something of my CCs tomorrow to bring my total down. REally missing my spreadsheets now

kerri_dfw

Well done Rictus that's an awesome amount to pay in one month

Jemma, you fell down on the first day? tsk! tsk! well at least there's 30 more days to try for Which reminds me that I haven't given anything up for March, hmmm what about takeaways? I've not had one of those today so that will do, that's going to be a mahoosive challenge. I won't be counting when I have to buy lunch at work, just buying pizza, chinese, dim sum, indian, anything else I can lay my hands on when I'm at home.

March is marching it's way in full gloom, I was getting excited about book club tonight but text the lady to say I hadn't finished the book due to new job starting. The minute I put the phone down, I didn't exactly pick my nose as that's gross but I did that thing where you rub the outside and the middle bit, well this caused a sudden deluge of the red warm stuff to come flowing out of my face. Luckily I had a roll of loo roll to the side of me and grabbed some of that then ran to the bathroom thinking "I have no idea what to do when I have a nosebleed, I need goggle!" so then ran back into the bedroom, goggled what to do then went and sat back in the bathroom leaning over the sink. This was about 4pm and I was finally all fine again by about 4.45pm as I kept getting the red stuff in the back of my throat ick! Then felt bleurgh so went for a lie down, only just woken up and I'm late for book club. So I've emailed the woman apologising and hoping she understands and lets me go to the next one. I was really looking forward to that as well

Oh well, MSEwise it's saved me the cost of a drink

mf0u1098

kerri_dfw wrote: »

Well done Rictus that's an awesome amount to pay in one month

Jemma, you fell down on the first day? tsk! tsk! well at least there's 30 more days to try for Which reminds me that I haven't given anything up for March, hmmm what about takeaways? I've not had one of those today so that will do, that's going to be a mahoosive challenge. I won't be counting when I have to buy lunch at work, just buying pizza, chinese, dim sum, indian, anything else I can lay my hands on when I'm at home.

March is marching it's way in full gloom, I was getting excited about book club tonight but text the lady to say I hadn't finished the book due to new job starting. The minute I put the phone down, I didn't exactly pick my nose as that's gross but I did that thing where you rub the outside and the middle bit, well this caused a sudden deluge of the red warm stuff to come flowing out of my face. Luckily I had a roll of loo roll to the side of me and grabbed some of that then ran to the bathroom thinking "I have no idea what to do when I have a nosebleed, I need goggle!" so then ran back into the bedroom, goggled what to do then went and sat back in the bathroom leaning over the sink. This was about 4pm and I was finally all fine again by about 4.45pm as I kept getting the red stuff in the back of my throat ick! Then felt bleurgh so went for a lie down, only just woken up and I'm late for book club. So I've emailed the woman apologising and hoping she understands and lets me go to the next one. I was really looking forward to that as well

Oh well, MSEwise it's saved me the cost of a drink

How are you feeling now hun?

I didn't fall down on the first day, not the chocolate bit anyway. maybe I overspent a bit but on stuff that will last me I'll need to tighten my belt though accordingly each week...

kerri_dfw

mf0u1098 wrote: »

How are you feeling now hun?

I didn't fall down on the first day, not the chocolate bit anyway. maybe I overspent a bit but on stuff that will last me I'll need to tighten my belt though accordingly each week...

I did think it was a bit unlike you to give in to the choc so soon

I'm feeling better but still feel a tad wonky, just off to the little corner shop to get some white bread and lucozade. I think the nosebleed was partly because my room was boiling last night and I woke up sweating, and partly because OH has gone away and my body is reacting to that. I didn't cry as much as when he moved out to go back to Cardiff though which I find strange.

Right, I will only buy bread and lucozade, I will only buy bread and lucozade (and to think today was meant to be a NSD, I've bought meat for parents, and clip lock tupperware tsk tsk)

camuk81

What a stupid move I've just made, wrong card to make a payment. Idiot! It's gone out my current account instead of the visa that I just the money on it today! Doh

camuk81

Well might as well do a quick update. I have £62.33 after incoming an outgoing so that is my challenge for no spending for the next 21 days! Eek!



No 149 total repaid so far is £5,379.61 total amount paid is 37.73%