The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

Oompa_Loompa_2

Kerfuffle wrote: »

First thread

1. Not buy chocolate or crisps # 357 page 18
2. Something a little different/small personal spend # 983 page 50
3. Put one thing back # 1353 page 68
4. Take your lunch to work # 1724 page 87
5. Take 15 mins for yourself # 2254 page 113

Second thread

1. Eating out of cupboards and freezer # 112 page 6
2. Keep a spending diary # 738 page 37
3. Pay by cash # 1148 page 58
4. Meal Plan # 1584 page 80
5. Declutter yourself # 2042 page 103
6. No little shops # 2699 page 135
7. Grow something # 2986 page 150
8. Bake something # 3422 page 172

Thirteen challenges in fourteen weeks, I don't think we had a challenge between 26th Dec - 1st Jan as Kerri was in Wales.


I'm afraid I can't do links.


HTH

Great - thank you! :beer:

jakes-mum

:rotfl: :rotfl: :rotfl:

I love your reason for editing Camuk

mf0u1098

camuk81 wrote: »

Can I just state have you seen the post marker! We only have another 1,399 to go till a new thread! its only February!

We'll probably be on Part 10 by the time we reach Christmas at this rate :eek:

camuk81

jakes-mum wrote: »

:rotfl: :rotfl: :rotfl:

I love your reason for editing Camuk

Was wondering if anyone would notice that!

angelbob

Hi I've had no internet grrrr, so just a quick update. I'll be back later to catch up.
#267 £932.60/£2354.93

p.s my date went really well

mf0u1098

angelbob wrote: »

Hi I've had no internet grrrr, so just a quick update. I'll be back later to catch up.
#267 £932.60/£2354.93

p.s my date went really well

oooooh we want details Angelbob :j:j:j

Killmark

My update

#193

£2,477 / £8,596

I had done better but I had a spending spree after starting a new job and needed a new wardrobe. But I'm back on the mission to clear this debt.

mf0u1098

I need a bit of advice here guys, I'm thinking of spending on my credit card BUT there is madness in my logic...

Basically I allow myself £500 per month for fuel/food/whatever and the rest goes on bills/debt. I am currently trying to save up approx £6000 to pay off my HBSC loan early but am thinking of spending say £400 of my £500 allowance on the 0% credit card and then it gives me another £400 per month towards saving for my loan... This would basically knock about 2 months off the loan giving me a higher rebate in interest... The question is how much of a difference the rebate will be so is it worth it...?

What would you guys do? xxx

muppets

:mad::mad: Not a happy bunny today:mad::mad:

I started a new job today, it's ony part time but hey ho it's a job and the pays not bad. Well I finished my work and was in the car going home decide to eat the choc bar I had in my bag.. and notice that my purse was not how I put in in my bag.. (I always put it in the same way).. I decide to then just check my purse and found there was a 10 Euro note missing, that was all the money I had in my purse. So it seems that one of my co-workers decide to help themselves. :mad:
That just really spoiled my day after work went so well


#192 Pd £134.58 / £1000 13% :T

rdchick

muppets wrote: »

:mad::mad: Not a happy bunny today:mad::mad:

I started a new job today, it's ony part time but hey ho it's a job and the pays not bad. Well I finished my work and was in the car going home decide to eat the choc bar I had in my bag.. and notice that my purse was not how I put in in my bag.. (I always put it in the same way).. I decide to then just check my purse and found there was a 10 Euro note missing, that was all the money I had in my purse. So it seems that one of my co-workers decide to help themselves. :mad:
That just really spoiled my day after work went so well


#192 Pd £134.58 / £1000 13% :T

Oh no! Have you reported it hun? nothing worse than a thief! Perhaps keep your bag in the boot when you're at work? xxx