The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

camuk81

kerri_dfw wrote: »

But that's an awesome amount to have cleared

Cheers everyone for encouragement! By the end of the year I may be a walking zombie though!

his_missus

It's amazing what you can achieve with a bit of support :j

Off out for tea with a friend tonight, being rather MSE and going to a carvery. £3.89 plus a couple of diet pops ( I may even do cordial and soda water) equals a cheap night out :T

Not quite so good for my waistline though .

Still 7 days to go before I can claim any more debt busting, that's when my loan repayment DD goes out. Still 3 weeks to go to payday and only £120 left in bank (excluding money in there for DDs, so my account looks healthy at the moment) but the freezer is jammed packed full so am feeling positively optimistic :):)

camuk81

Its horrible those last few days where you have the buffer but want to transfer the money to keep debt busting!

camuk81

Right guys,

Well following on from all your inspiration I revisited my sheet unable to work out why I had off so much. Turns out the £200 nothingness amount isn't being used.

So my own mini challenge is to start dropping it down from £200 (last month) to getting onto £100.00 by June with drops of £25.00 every two months!

however this small tweak means I clear everything off by 21st November all being well! Expect more of a tired member but shaving more of it will be better in the long term.

On the plus side my clothing allowance has come through so I have to go pick a suit from M&S or Next this weekend that I will fit into and work will pay. Hurray!

PS has anyone ever made their own suits for work. My sewing ability is poor but I have a few old suits I've saved as a pattern outline on some great cuts and I wouldn't mind giving it a bash! Just struggling to find a nice lightweight pinstripe like in the shops mentioned above. All the ones on the net seem really heavy cloth

lashley82

lashley82 wrote: »

Afternoon you lovely lot

Its been a little while so thought I'd come in and update you on things (and sound off a little bit too). Sadly I fell off the wagon a bit spend wise, I only had one NSD last week, sadly I've allowed a couple of things to p*ss me off and I really should have dealt with them better

What happened was a little while back myself and my brother applied to be contestants on a gameshow (another reason I hadn't mentioned it before, sworn to sercrecy over it) and we were basically accepted and shortlisted. For me anyway, its something I have always wanted to do, I fancy myself as a trivia bod after all

Anyways we were happy about that and all arrangements were madfe, we were given info packs on what to wear, what to bring, the general process, release forms etc. We were told to basically be at a tube station the other end of London first thing saturday morning (saturday before last) and we would be picked up in a cab. All swimmngly great so far.

Anyway we were then called and told as we're in Lonodn, theres no point in coming the studio straight away as we'd be sat around doing the proverbial sod all, so they would call us when they were ready and we could then hop the train and go there when we were needed. Ok no problem

Cue us sitting round doing nothing all day until we get a call a 7pm. Filming has overrun and we wont be needed just yet. Ok these things happen, so we asked would we be needed tomorrow. We were told again not to worry, to sit tight and we would be called.

Sunday once again we heard nothing. My brother decided to ring them and find out what the deal was, as by now its 4pm and we've pretty much wasted our weekend. We were told their still over-running, not to worry sit tight and we'd be called. They asked if there was problems with availability. I said no. I personally had booked a week off work, but this was basically so I could do that, spend a week up with the missus (valentines day etc) and I also had a job interview up there on the tuesday, which I informed them about previous. Once again we were told it should be ok and they'd let us know when we'd be needed.

That was it. No further contact. At all.

I went to East Anglia on monday morning as planned, but knowing might need to come back to London at a drop of a hat I had to get an open off peak train ticket. This set me back near enough 50 quid. I never buy these now as I always either book trains or 90% of the time now use Megabus

My brother and I were in constant contact, neither of us heard a dickie bird since the sunday. We were going to ring them up wednesday and be like "whats going on" but we, quite rightly in my book, took the view of that its not for us to chase them up over this. They should show courtesy and call us. Maybe I was being a little naive

End of the day in my book, I've had a week off that I didn't really need to take (and have now lost) I'm 50 quid out of pocket on the trains, and wse haven't even had the courtesy of a phone call to say thanks but no thanks we dont need you. If I'd received that I wouldn't have really been as bothered as I am now but the whole smacks of disrespect to myself and my brother you get me?

Anyway, aside from that I had a job interview up nearer to her (which I thought went well, hope to hear back, but the money still has to be better than what I'm on now or the object of getting debt free will be defeated), and we had a nice meal out for Vaentines day, yes it wasn't cheap but its once in a blue moon you know...

And I finally got to break my taste card in at Bella Italia. I tell you what I'm thankful I had that card as there would be no way in hell I would have paid a full bill for the service we received. I don't know whether we having the pee taken out of us a little for being on the 50% off list (and to be fair there were a few ppl there using theirs too) But we were being left to sit 15 mins at a time before anyone even bothered to take our orders, drinks were taking 10mins plus to come to our table, and twice our drinks order were just forgotten about. No one was basically bothering with us to check if we were ok or needed anything. I wont be going there again

And I got stuffed 8-3 in my last league match

So yes an eventful week lol

UPDATE

Can you believe we just got an email from the producers saying "sorry filming has finished and we couldn't use you, would you like to be considered for the next series"

A few expletives left my mouth shall we say

camuk81

Your joking! Is this a well know program! I'd be tempted to email them and ask them to cover expenses!

lashley82

camuk81 wrote: »

Your joking! Is this a well know program! I'd be tempted to email them and ask them to cover expenses!

Pretty well known, you'd know the name but its not on any of the normal terrestrial channels.

I do want at the very least my travel ticket covered by them. Time to kick up a good old fashioned cockney fuss

lashley82

Oh and some debt related news (I havent updated on taht in a while as I haven't been able to do much with it until I get paid!)

I applied for the credit card advertised on the site, you the one with capital one for people with ok-ish credit that give 7 months 0% balance transfer. Glad to say I got accepted for that and as soon as thats through the barclaycard will be shifted onto that and can be cleared with no interest building up.

The 7 month limit will encourage me to do it ASAP

rubywhatashmoo

Just had a job interview and it didn't go great any ideas what I can do to cheer myself up that's cheap and can wait until 8Pm tonight when I actually finish work?!?

mf0u1098

Been sent home from work sick...


Anyway, thought I'd give you lot a riddle to work out...

"Brothers and sisters, I have none, but that man's father is my fathers son, who am I to that man?"



Let's see who can crack it......... and no cheating!!!!