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The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

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  • Ooooh, happy birthday Jemma!

    Is there a party...and does it have a free bar? (We are trying to get debt free after all!)
    DFW - DEBT FREEEEEE!

    Total - 10762/10762 :)

    Every silver lining has its cloud.
  • HelenPie
    HelenPie Posts: 502 Forumite
    mf0u1098 wrote: »
    Thank you for all your lovely birthday wishes (and cakes!) :A

    My cheque finally cleared so I have just paid off my car loan 2.5yrs early saving me £400 in interest!!! :j This is a fab birthday already :D It's a lovely feeling to know that I've just wiped £400 off my total without having to pay it. I've also got enough left to pay an extra £160 off my credit card so will do that now BEFORE I go out...

    I'm off to the Trafford Centre soon, taking my grandma for a day out cos there's a couple of bits I need and I really fancy a jacket spud with chicken tikki from the food court... mmmmmmmmmmmmm

    OK, got to get ready so see you all later peeps and I'll let you know the lovely things I bought and more importantly, the things I put back! :rotfl:

    That's fantastic news! Well done :j
    :j
    Debt Free By Xmas 2013 #010 £16,660.26/£16,660.26 100% paid, DFD 25/06/13! :D
    :j
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    cat have you tried putting your housekeys in the fridge? That way you HAVE to go to the fridge before you leave the house :) Although this could end up in embarrassing phone call to OH/hubby/locksmith to explain where the keys are if you forget them, but at least you'd never forget again!

    You know what, an entire day on MSE for me today I reckon stuff doing work I have an entire 2012 frugal challenge to read through ;) Oh and I almost got the bus to the station this morning afterall, but I missed it so ended up having to walk afterall as farrrrr too cold to wait at bus stops.
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • HelenPie
    HelenPie Posts: 502 Forumite
    kerri_dfw wrote: »
    cat have you tried putting your housekeys in the fridge? That way you HAVE to go to the fridge before you leave the house :) Although this could end up in embarrassing phone call to OH/hubby/locksmith to explain where the keys are if you forget them, but at least you'd never forget again!

    You know what, an entire day on MSE for me today I reckon stuff doing work I have an entire 2012 frugal challenge to read through ;) Oh and I almost got the bus to the station this morning afterall, but I missed it so ended up having to walk afterall as farrrrr too cold to wait at bus stops.

    I used to hang my handbag on the fridge door handle/leave it in front of the fridge. That always worked (and no embarrassing forgotten keys...!) ;)
    :j
    Debt Free By Xmas 2013 #010 £16,660.26/£16,660.26 100% paid, DFD 25/06/13! :D
    :j
  • rdchick
    rdchick Posts: 1,815 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Everytime I glance at Kerri's quote I read 'have you tried putting your cat in the fridge'

    Gets me everytime! :rotfl:
    Life is too short not to love what you do.
  • loubie_lou
    loubie_lou Posts: 1,368 Forumite
    Part of the Furniture Combo Breaker
    Happy Birthday Jemsssssssssssssss! :bdaycake:
    In debt no more!
  • sam09_2
    sam09_2 Posts: 87 Forumite
    Happy Birthday Jemma!!!!!
  • eddi
    eddi Posts: 274 Forumite
    We have a curtain over the front door for cold weather as there's a lot of glass and we peg notes to it so that you see it before you go out. Saved me from forgetting my lunch or letters to post etc on many occasions. Of course you have to remember to peg the note to the curtain.

    It doesn't however stop you from getting to work with a packet of supanoodles (I put a note up to remember them) and no bowl to microwave them in. Yesterday I had to cook them in two drinking cups :o
    kerri_dfw wrote: »
    Last day in current job tomorrow and oh my how I cannot wait!!!

    Happy last day at work Kerri. :dance: Woohoo! :dance: Enjoy and good luck for new job.

    And last but not least, happy birthday Jemma. Have a marvellous day :bdaycake:
  • catmort
    catmort Posts: 80 Forumite
    Part of the Furniture Combo Breaker
    Thanks guys, Kerri the keys are a good idea but I am then likely to lock myself out of the flat! I'm trying to think what I could put in there to remind me now...my hairbrush?! :rotfl: I wonder what my flatmates would think of that? :think: I don't think they'd be too impressed with my handbag on it tho HelenPie
    Although I did actually go to the fridge this morning, but I just got everything else out and not the tupperware...must've still been half asleep!
    Debt Free by Xmas 2012 member #281: £6,627.08/£7,735.45 (85.67%)
  • jakes-mum
    jakes-mum Posts: 4,640 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Happy birthday Jemma :D have a lovely day.

    No debt busting today though I have sold 2 items on ebay :j the rest dont finish till sunday/mondaybutreally hoping I can make £50 soI can withdraw it without incurring the payp*l fee . . . do soooo hate giving them any more money than I have to.

    Did have to shop today as we had no potatoes, parsnips, milk, meat or ham :eek: spent a grand total of £19.60 (also had to pick up 6 bottles of water for DH as hes taken to buying them from garages when hes at work cos hes so hot :eek: :eek:) could have waited till the weekend but im really trying to cut back on the shopping trips tbh.

    The person in front of me had a £6 of £40 spend for C0-op which looked like it cam eout of the paper :eek: must have missed that so need to have another look so I can do a £40 stock pile shop on loo roll, meat and icecream (haagendaz is going on half price :D:D:D)
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
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