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The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

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  • woo woo I've just got enough sb for my first amazon voucher, Jakes-mum do they expire quickly? As I'm thinking its going to take me ages to get to £80 for my kindle haha
    I will stop spending on things I don't need :eek:

    Lloyds TSB CC - £3577/£3650, HSBC CC - £2425/£2621, VIRGIN CC - £5349/£5405, BARCLAY'S CC - £3700, HALIFAX - £109/£199

    Pay off all your debt by Christmas 2012 - number #145 £608.00/£15,313
  • Don't know what sb is but I have an Amazon mastercard and my loyalty points came to 1000 and they sent me an email voucher that lasts for 12 month.

    HTH
    Mof3 ;)
    [SIZE=2]SPC4 #1395 Aug 11 £135.75/£150
    SPC5 #1395 Shower fund used £13.60 31/7/12 Banked Farepack administrators cheque £301 19/10/12 £326.40 in the tin....TOTAL £641
    SPC6 #1395 Total £144.62
    SPC7 # 051 Banked so far £100 TOTAL £142[/SIZE]
    SPC8 #051 £46 :(SPC9 #51 £1091.34 :T:T
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    gemred_21 wrote: »
    woo woo I've just got enough sb for my first amazon voucher, Jakes-mum do they expire quickly? As I'm thinking its going to take me ages to get to £80 for my kindle haha
    they last 12 months, I've been loading mine on each time I get them they soon add up. They've sent me 5 x £25 so far.

    mumof3plusoh sb is swagbucks, it's one of these click/survey sites where you sign up and earn points for prizes. I joined when jakes-mum mentioned it in December and I've earnt £25 so far.

    jakes-mum re: loo roll, I just had an idea... it's a little extreme... give each member of the household a loo roll each, tell DS he'll have to pay you £1 for every loo roll he uses in addition to this before next month... I'm sure he'll learn to be less wasteful in no time :rotfl::rotfl::rotfl: (can you tell I don't have kids yet)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • Jakes-mum definitely has us all addicted to it. My hubby thinks i've gone mad, I got so excited when I saw i could get my first £5 voucher haha..... Kerri I'm super jealous that you have £25.
    I will stop spending on things I don't need :eek:

    Lloyds TSB CC - £3577/£3650, HSBC CC - £2425/£2621, VIRGIN CC - £5349/£5405, BARCLAY'S CC - £3700, HALIFAX - £109/£199

    Pay off all your debt by Christmas 2012 - number #145 £608.00/£15,313
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    gemred_21 wrote: »
    Jakes-mum definitely has us all addicted to it. My hubby thinks i've gone mad, I got so excited when I saw i could get my first £5 voucher haha..... Kerri I'm super jealous that you have £25.
    did I mention how I've been really bored in work and had nothing to do for months. SB kept me sane. oh and you lot of course :)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • MSE#249 Canucksfan - Another $150 paid off, which brings total to $1350/$17418-95.
    3.5lbs/70lbs :T:T:T
    'You've got to tell your money what to do or it will leave!' Dave Ramsey
  • KS2008
    KS2008 Posts: 33 Forumite
    edited 30 January 2012 at 10:42AM
    Morning :j

    I am soooo blonde sometimes.... it hadn't occured to me to work out before how month I NEED to be paying per month to meet my target of Xmas... what is wrong with me! HA! :rotfl::rotfl:

    So I have now worked out that I need to be paying £400 a month in order to get it all paid by Christmas....

    This is possible at the moment whilst we are living with the boyfriends Mum, but once we move in April/May/June (depending when we find our dream home which will let our doggie move in and is the right price!!! haha) this will be more difficult to achieve... having said that IF I can over pay in this next few months it will be much more achievable....

    Payday tomorrow.... cannot wait to pay a big chunk of debts off :)
    (wow, didnt think I would ever be saying that!)

    Well done to everyone else who has been making payments and changes :T:T:T
  • jakes-mum
    jakes-mum Posts: 4,638 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    :eek: look at you all blaming me for your swagb*cks addictions!!! :rotfl: hmmm is this a good time to mention I have £40 sat in amaz0n at this minute from swagbucks, £15 waiting to clear and my adopted sister used £10 before christmas to buy her DH a present off there :rotfl: :rotfl:

    im still umming and ahhing about a kindle you know, even after talking myself out of it a few weeks ago :eek: we have a tablet which has books on it, someone talk sense to me and tell me I dont need one and it would be much better spent on christmas for the kids :(

    Im glad you knew when they expire kerri, I didnt have a clue :rotfl: oooo could just have seen myself coming on here next christmas going :eek: :eek: cos they all expired :rotfl:

    Loving the loo roll idea, though they might not bother wiping at all if they had to pay for additional rolls :eek: I will get my revenge though, when he moves out im going round his house every week and nicking a loo roll out of their bathroom to bring home :D

    My poor Dh, he has a job interview today at 4pm and as hes working 12 hr days he was panicking about how he would get there (usually gets home between 4:30 and 6:30pm) well talked to his work mate and they decided to start work at 2am today :eek: so hes been up since about 1:30am to hopefully be home by 2pm so he can get showered and changed to go to the interview, he'll be in bed by 7pm tonight :(
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £25/£1000
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    Haha, cheers for the date advice guys! But I won't be able to take credit for them... I have a suspicion Jemma reads this forum! ;)

    I could just shut my eyes...! ;)
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • rdchick
    rdchick Posts: 1,815 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Cannot wait for tomorrow! Credit Card two will be gone :) yay! gonna work out how much I need to pay a month in order to be debt free by xmas! xxx
    Life is too short not to love what you do.
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