The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

miss_empty_piggy

oh my goodness, I am exhausted. I have missed a couple of days (my own fault), sat down to read through posts to "catch up" and it is now gone eleven!!! haven't even washed up from tea!! I still have yet to get off the ground with my debtbusting, but will probably only update once a month when I get paid too. Hope this is ok. I don't have a lot of spare cash but want to try and make some overpayments. Need to transfer my cards to 0% and will probably put that into action at the weekend. Pay day on 31st. Got paid a week before xmas which was brilliant at the time, but feeling it now! Roll on payday. x

PedroMatias

mf0u1098 wrote: »

It's ok, at least we're not last like Pedro! :rotfl:

That'd be the fighting talk again! I'm just giving you both a head start so it feels all the more special when I dip my head first over the line. Nobody likes a rout, after all... :cool:

Anyway, whoever finishes first buys the first round :beer: Not that I'm trying to put you off...

Oh, and by the way... in three minutes my figure drops by £945.89. Just thought I'd warn you!

kerri_dfw

So are Jemma and Pedro going to go on a date then? I'm trying to work out what the babies would look like from the photos

PedroMatias

kerri_dfw wrote: »

So are Jemma and Pedro going to go on a date then? I'm trying to work out what the babies would look like from the photos

Haha! Jeeeesus, Kerri!

I'm off on my hollibobs in a few hours, back in 8 days. I was going to ask when I got back, but seeing as you're forcing the issue...

I'd love to, if she says yes

Kerfuffle

psychopathbabble wrote: »

Good news!!! £4200 from Halifax for PPI I'm a happy girl! When I get it through, it means £3k off my debt and the rest towards HK.

Anyone know if you have to pay tax on this? MrS was asking and I have no idea.#

ETA: Also, I can pay off 2 debts in full I think where I have been paying the min for a few years, but it hasn't got to DCA. Have any of you had any experience of offering a F&F that is less than the outstanding amount on a long running debt?

I doubt it as it's a refund, and you've already paid tax on your earnings when you made the PPI payments.

atlonglast

6 days til payday then I can do my first update yayyy!!!!

DorsetGirl_2

psychopathbabble wrote: »

Good news!!! £4200 from Halifax for PPI I'm a happy girl! When I get it through, it means £3k off my debt and the rest towards HK.

Anyone know if you have to pay tax on this? MrS was asking and I have no idea.#

ETA: Also, I can pay off 2 debts in full I think where I have been paying the min for a few years, but it hasn't got to DCA. Have any of you had any experience of offering a F&F that is less than the outstanding amount on a long running debt?

Well done! I am still waiting for Welcome to get back to me.

I gather from reading the threads on the reclaiming board you need to pay tax on the interest.

DorsetGirl_2

Just to let you all know its an ebay free listing weekend again this weekend.

angelbob

Hi just wanted to update my figures,
#267 £235.06/£2354.93
about 10% paid, yay xx

mf0u1098

PedroMatias wrote: »

Haha! Jeeeesus, Kerri!

I'm off on my hollibobs in a few hours, back in 8 days. I was going to ask when I got back, but seeing as you're forcing the issue...

I'd love to, if she says yes

Yes... xxx