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The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

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  • Hi, I've paid another £76 bringing my total to £366 so far.
    Faced up to my debt Jan 2012.
  • mf0u1098 wrote: »
    I hope you remember those words well my friend as I get paid on Wednesday and I will make you cry boy! :rotfl::rotfl::rotfl:

    I suddenly wish to withdraw my previous comment!

    :eek:
    I was a DFW, now I'm a MFW :T
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    I suddenly wish to withdraw my previous comment!

    :eek:

    It's ok, at least we're not last like Pedro! :rotfl:
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • DorsetGirl_2
    DorsetGirl_2 Posts: 1,416 Forumite
    edited 19 January 2012 at 11:04PM
    Evening all

    Just catching up with the thread after a Kirsty and Phil marathon - my favourite show :D

    New total for me is £1,071.84/£7873.87 #130
    . Still waiting to update my other 2 CC so it will shift a bit more next week.
    Pay off all my debts before Christmas 2015 #165.
  • utopiah
    utopiah Posts: 316 Forumite
    Part of the Furniture 100 Posts Combo Breaker Mortgage-free Glee!
    Hi all
    just popping by to update my totals. just paid £400 off.

    #79 £535/£2260
    Mortgage free 25/9/2019 8years and 7 months early 😁😁😁
  • Thanks Jemma, can't believe I'll be 30 next :eek:, although the kids at work yesterday thought I was only 21, I love them :rotfl:

    What kind of freelance work do you do InsertWittyName, I've often thought about doing something extra and was talking to the hubby about maybe doing dog walking, I love dogs and one day would love my own business (dog kennels, walker etc) Hubby thinks dog walking won't take off, i think he's right but one can dream :)
    I will stop spending on things I don't need :eek:

    Lloyds TSB CC - £3577/£3650, HSBC CC - £2425/£2621, VIRGIN CC - £5349/£5405, BARCLAY'S CC - £3700, HALIFAX - £109/£199

    Pay off all your debt by Christmas 2012 - number #145 £608.00/£15,313
  • gemred_21 wrote: »
    What kind of freelance work do you do InsertWittyName, I've often thought about doing something extra and was talking to the hubby about maybe doing dog walking, I love dogs and one day would love my own business (dog kennels, walker etc) Hubby thinks dog walking won't take off, i think he's right but one can dream :)

    Any extra work is still work!

    I'm an iPhone Developer, I make apps :).
    I was a DFW, now I'm a MFW :T
  • psychopathbabble
    psychopathbabble Posts: 5,888 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 19 January 2012 at 11:52PM
    Good news!!! £4200 from Halifax for PPI :) I'm a happy girl! When I get it through, it means £3k off my debt and the rest towards HK.

    Anyone know if you have to pay tax on this? MrS was asking and I have no idea.#

    ETA: Also, I can pay off 2 debts in full I think where I have been paying the min for a few years, but it hasn't got to DCA. Have any of you had any experience of offering a F&F that is less than the outstanding amount on a long running debt?
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • Any extra work is still work!

    I'm an iPhone Developer, I make apps :).

    My husband would love you :rotfl:
    I will stop spending on things I don't need :eek:

    Lloyds TSB CC - £3577/£3650, HSBC CC - £2425/£2621, VIRGIN CC - £5349/£5405, BARCLAY'S CC - £3700, HALIFAX - £109/£199

    Pay off all your debt by Christmas 2012 - number #145 £608.00/£15,313
  • loubie_lou wrote: »
    Hiya peeeeeeeeeeeeeople!

    Finally on my two weeks hollibobs and its the best feeling ever! :j

    Added 15 squids to my change pot this afternoon, totals are adding up nicely :)

    I wrote to my DCA who are dealing with an old debt about a F&F. The balance is £500 and they are offering £450.............would you accept?

    Thanks xxx


    NO! All of mine have knocked off 25% if working on behalf of the original debtor....my sis got at least half knocked off her debts which had been sold on.

    :( Trying hard...failing miserably :(
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