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A ginormous jump into 2012 with the January NSD challenge
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Cheryl - she is absolutely gorgeous. Big congratulations :T:T:T
And I love the name x xFree by FiftyDebt of the Moment -August NSD Challenge 14/150 -
13 please.Be the change you want to see -with apologies to Gandhi
In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
'On the internet no one knows you are a cat'
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my 11th NSD today with 1 remaining day before I start over Diary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0 -
Claiming #11 today!
Pay One Debt 2012! challenge #67 - £235.07 / £375.18 :T0 -
I would like to report today as +1 NSD DAY = 12 :j TARGET REACHED 12/12 for January!!!!
Looks like tomorrow will one as well. I am really pleased!
Spoony -thanks for your encouragement again. Your post made me laugh because my OH has always been very MSE whereas it was me that was more frivolous. That is why he is so amused about my delight in saving money and then rushing to let everyone know! It is a bit of turn around! I only post an NSD when we have both not spent too. I do find it useful because it makes you think!
catslovelycats - So sorry about your guinea pig, but making the decision was probably the right thing although it doesn't make you feel any better
rising from the ashes - you're welcome. We have some information in local free magazines about funding for further education via a memorial foundation and sometimes similar things are on the university websites. I hope you find something that helps.
twelvestops from home - sorry to read about your anxiety and i hope that the meds help.
cw18 - many congratulations to you and your family. What a beautiful granddaughter!
Bye for now everyone have a nice night.
MTTSMy beloved Grandmas mottos::A "A penny saved is a penny earnt"; "Nothing's a bargain unless you need it" "Mend and make do" #
Sealed Pot challange 1573 £5.15
Don't throw food away £2.72 wasted so far for 2012
Make £10 per day 104~working on it!:)
March NSD's 18/14 April 1/140 -
To you Cheryl - she is absolutely gorgeous, love the name too!
Best wishes to all of you!
you will always be rich enough to be generous.0 -
Just nipping in to report #12 today!
Really busy today - work, plus a jaunt to the hospital for 3 month gastro check up. The good news is that my inflammatory markers are one point above normal at 16. About 2 years ago they were up at 84, so that is fantastic. This is one of the things that are monitored to determine how "active" the Crohns is ( Rising will know all about this!) Feel really well ATM, the trick is to stay that way!;)
Will be putting feet up shortly after making a very easy dinner of "something" ( eggs/beans/cheese or ham) on toast, cos I cant be !!!!!d cooking!
Enjoy your evening!:)
you will always be rich enough to be generous.0 -
Also - drum roll - I picked up my Kindle! Have loaded a couple of free books to try it. Havent got my cover yet, so I wont be going anywhere with it yet. It feels very strange and it will take a bit of getting used to - but really exciting. I do like my "real" books though, and I feel a bit guilty using the "shiny new thing". Does that sound daft?? Yay! Not daft at all .... I'm reading a "real" book just now - have waited ages for it to come out & the library got it in (have had a reserve on it) - it's all lovely and new and I must admit to liking the "book" feel in my hands but it was really awkward reading in bed last night and I couldn't take it to work as it's huge and heavy!;) (so the Kindle def has +s on those things)Aimee Rose arrived at 7:11am weighing in at 8lb 2.5oz (or 3.73kg for those that prefer 'new money')
Awwww Cheryl - huge congratulations to the whole family :j she is lovely:D
No 13 today - down to 1/4 tank of liquid gold so not sure if I can eeeeeekkkk it out until the weekend....
Going to see a dog tomorrow ......Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
NSD 9 today... and as a small aside 1/4... I really want to be spend free until saturday..Debt outstanding [STRIKE]£3491.[/STRIKE] £3303
NSD 10/150 -
Thats great news Jinty :j :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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