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A ginormous jump into 2012 with the January NSD challenge
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Yay!!! :j
I am doing really well, although not managing to get on here as much as I would like!
I am up to 14 NSD which has not been to bad really, helped by the fact that I have been totally skint as had to spend £200 on my car on the 22nd December.
Will be planning on joining you all again next month!new challenge?£1 a day for Christmas 2024 £367 / £366 ~Got married 24/05/19 ~ Credit CardDFW Nerd #1155 ~LBM 25/2/09 ~ Debt at highest £8,037.35 ~ £00 -
about to hit the road......
DD has been in for check up, and they were talking on inducing her tomorrow. but they already have loads booked in for that, so she's on way home to get her bags - and I'm picking her (and her fella) up from there to get her back to hospital by 6:30 to be induced this evening
What a way to spend your birthday Cheryl...
Hope all goes well
xThe time you enjoy wasting is not wasted time
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chris81418 wrote: »Hello everyone! :wave:
I've been MIA for a week or so, during which time I slipped into old habits and have been splashing the cash, so I thought I'd better check back in here, to get me back on track!
Since my last post on Saturday 14/01/12 (27 pages ago! I hope I haven't missed anything!) my spending diary has been as follows:
15/01/12, NSD number 14! :j
16/01/12, Spend day.
17/01/12, Spend day - bought more things!
18/01/12, NSD number 15! :j
19/01/12, Spend day - on home improvements ...
20/01/12, NSD number 16! :j
21/01/12, Spend day - ... a couple more home improvements bits ... :whistle:
22/01/12, NSD number 17! :j
So I'm up to NSD number 17 so far, and hopefully I'll manage to keep my spending in check now that I'm back on the forum!
Anyway, I hope I haven't missed anything whilst I've been away ...
catslovelycats - sorry about your guinea pig (((hugs)))
Cheryl and ms_night_ryder - Happy birthday, hope you have a wonderful day! :bdaycake:
Have a good week everyone!
Welcome back Chris, we missed you x :A
Oh dear... you are usually our shining example.. what happened:eek:
Hope you've learned your lesson now and won't stray too far away from us now:D:D:D Seriously, well done for your 17, that's pretty good going :T
spoon xThe time you enjoy wasting is not wasted time
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Hello, just rushing on to say Hoorah, I've managed NSD 130
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Yippee! Just got #15 meaning target 2 is hit
, going to try for a third target of 20 please!
Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
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Oh cats sorry bout the guinea pig
Happy birthday to cheryl & Ms night ryder.
Any baby news Cheryl?
Just read your last update now.
Spendy day today as have bought my mums birthday pressie~she has a special birthday in Feb.
So main pressie bought,lunch booked so only flowers to order now.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
A little spend today, but determined to get my 15 by the end of the month, needed petrol bah humbug!!!!!! Keep it up everyone, we all need to start thinking about our goals for next month :jSealed pot (who knows?)
All debts paid in 2013 :T, apart from overdraft, now to tackle that:)
£3760.00/£
DEBT FREE FOR CHRISTMAS 2014 please:j0 -
Wow! Loads to catch up on:D - hope I haven't missed anyone below:o:
mytimetoshine thanks for that tip about the foundations - not aware of anything here but will have a hunt around
kerry .... awww I couldn't possibly accept even if you had, but the thought is much appreciated
Frodo ouch! but as you say, it will be worth it in the long run - same for me too. I'm just so thankful to be DF for the 1st time in over 15 yearsthat I'm paranoid about having to borrow money to finish it ... I may do so eventually but want to get on track with the budgeting etc first!
Catslovelycats so sorry about your wee furry friend ... it really is the hardest thing to do (((hugs)))
Wannabehermit pants to the car and mot:(
mrs_night_ryder and Cheryl..... and what exciting news on the baby front!:D
Well, I'm going to be a bit cheeky and claim No 12 today even though I stopped and got my car tax on the way home ..... I took the money out and went to do it on Saturday but the PO was closed - so had already counted that as a spend - is that OK or is it really cheating?Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Declaring NSD 13 for today.0
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Hi all NSD 17 today. Got to try and get a grip on this tip of our house:eek::eek::eek:Don't know what my kids get up to when they are eating but found a large lump of potato under the table last night how they could miss there mouths is beyond me and how they didn't know they dropped it well ahhhhhhhhhhhhhhhhh. Who knows what else i could discover in this house the thought scares me.#Sealed pot #085.
1 debt versus 100 days £108.32/£300:j
Debt Jan 2016 £6877.37. Aug £6155.56
xmas saving £1 a day 274/366.0
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