We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Pammy's 5 Year MF Challenge - New Year New Target
Comments
-
Very bad luck. Such an unexciting thing to spend hard earned money on.Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
Still thrifty though, after all these years:D0 -
I know its devastating to me as I will have to use all my savings and it will clean me out and I will have nothing really to show for it. I am gutted but I have to think that it needs doing and it could prevent damp I suppose in the long run.
MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
MF new target Dec 16 REACHED!! :j0 -
Sorry to hear about that pammy x I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200
-
Pammy, that's a shame but hopefully just a blip in your MF journey. I hope the scaffolding can sorted, surely there has to be a way of working around the extension.June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!0
-
December 2011
Below is my progress chart and my Brick house, a brick filled in for every £1k off the balance
You can see the difference from my avatar already 
So far in my MFW journey -
Overpayments 2009 - £3500 ............. 2010 - £6288 ............. 2011 - £8400 .............2012 - £7000
Total Ops so far £25,188 over 3 and half years
Feb 2008 - Start of my mortgage was £90,000 - MFD - Feb 2032 - with a term of 24 years
Dec 2011 - £58352 – EMFD - Dec 2019 - 96 (8 yrs) payments left
Dec 2012 - £44175 - EMFD - Nov 2018 - 71 (5yrs 11 months) payments left
Compared to the above graphs last year here is this decembers
I have filled in 13 bricks in 2012
This year wont start very well with me having to save to get the proper house bricks sorted :mad: but cant start off the new year without any OP its like an addiction so I have OPd £100 :cool: Cant see me making my total of £500 per month in January unless a miracle happens!MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
MF new target Dec 16 REACHED!! :j0 -
Amazing progress Pammy. I'm so impressed. Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
0 -
Well done pammy that's fantastic :beer: Sorry to hear about your setback and glad its not stopped you oping something still, happy new year!MFW 67 - Finally mortgage free! 💙😁0
-
it's fab seeing that house change colour over time excellent progress :j know thyselfNid wy'n gofyn bywyd moethus...0
-
That's amazing Pammy. I remember when we were almost the same, and you've done so well.0
-
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.3K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards