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Pammy's 5 Year MF Challenge - New Year New Target

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Comments

  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    This is fabulous Pammy, well done _party__party__party_
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Secret_Saving_Squirrel
    Secret_Saving_Squirrel Posts: 4,138 Forumite
    Mortgage-free Glee!
    Very well done for sticking it out,

    All the best,

    Squirrel
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    Thanks guys, its great to see it all in writing to show how well it is going down and I love my little house bricks and looking at my avatar to see how far I have come :)
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • newgirly
    newgirly Posts: 9,348 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi Pammy, well done on reaching over 100% of your target that is amazing! :beer:
    MFW 67 - Finally mortgage free! 💙😁
  • greent
    greent Posts: 10,783 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done pammy!

    I copied your idea and have a house and graph on my spreadsheets now - I love colouring in my bricks :D
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    Ooh lets have a look Greent

    Have OP'd £300 over last few days and taken another month off. This has now taken me into Dec 2018 :j
    24 months left to shave to reach my target of Dec 2016
    73 payments left, would be great to halve that, so my little target is lose a month each month :D
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    Well my new year isnt going to start off good :( my neighbour popped round yesterday to say that the bricks on the side of my end terrace house are crumbling and falling off as they are falling onto their extension plastic roof and have actually made a whole which has caused the rain to get in and soak everything.
    This is going to cost me a few grand :eek: so I can see so no OPs for a few months.
    The whole side of the house will need repointing. Plus neighbours extension will have to be taken down for the scaffolding somehow!!
    I could cry right now :mad:
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • katsu
    katsu Posts: 5,023 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    edited 9 December 2012 at 1:08PM
    Pammy, I wish there was an "I feel your pain" button. Mr Katsu and I just had a chat and he thinks they should be able to put the scaffolding over next door's extension somehow.

    At least being an MSE person you can save money and manage to afford the work somehow. Or is this something your insurance will pay for?

    Really feel for you. Keep us up to date on how it goes.

    Hugs,

    Katsu
    Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    Thanks Katsu, I have a little bit saved for it so just need a bit more and it cant be done in the cold weather anyway.
    I am hoping they can put it over the extension somehow, but I will probably have to pay for a new part of there plastic roof so it will all have to come off anyway.
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Rotten luck Pammy, but I'm glad you are in such a good position you can afford to pay for it. Well done you :D.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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