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The 'extra payment every week' challenge
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33.76 paid to the CC today!0
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Hi guys, going to report myself to the RSPCT, thats the royal society for protection of cruelty to tins. I have been neglecting it *sob* but on the plus side this is only because I havn't spent a single penny in order to get change for my tin.
If anyone else gets tins we can can be called the 'tinnies' lol.
BritAbroad you are making massive strides with your payments, I'm in awe and everyone else is doing brilliantly with all their payments, keep up the hard work. I probably wont have anything to add until pay day next friday but i'm here in spirit (rattling my tin lol)Littlewoods £10 Very BNPL £234.42
My total debt is [STRIKE]£7242.32[/STRIKE]£244.42
Extra payment a week: This week: £
Total to date: £1279.29 not incl this week
#33 NOvember challenge0 -
Hi Peeps,
Just done an extra payment to Barclays loan of £45. I know its 0% but wanting to get rid its the next one on the hit list...not sure of the target date at latest will now be Jan 2013, it depends on ebay sales!! We have cleared the Nat West on target all beit moving it early to another 0% for 12 months.. all is tidy and each one has a number of priority only to us not in costs but in size order to feel like we getting somewhere. We are getting somewhere!!! and it feels good!!!
I have found a quirky way at the moment to save a little at the same time.. obviously its on line (my fav new past time el saddo I know). After my cost and postage deducted from sales I split 50% each balance. ie 25.00 balance 50% to extra payment(=12.50).Then 50% to save(=6.25).Then 50% to shopping or treat or what ever(=3.12).Then balance pennies (=1.55) into a little pot (or tin in Betty Crumbles case!!) Over the month this does really add up!!!
I know I am lucky to be in this position to be able to do this, after reading some of the posts on here recently... you guys are truly amazing:A keep up the good work x
I updated my signature before posting on here and wowed myself at what we have achieved this month. I dont want to appear smug I am not doing that. Just making public how pleased I feel about how our efforts have paid off this month:j.
For things to change you have to change
Till next week peeps and pay day!!! Take care of those penniesThis week extra payment
Total paid
Total paid 2013 - 1963.83:) Total paid 2014 - 7443.00:j
Total paid in 2015 - £310
May'15 o/d 0% 1600. B/C 3060 0%Car loan 3632 till June 2016
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Morning All,
Overdrawn until DH gets paid at the end of next week
I have just done a purse-sweep and putting 86p into my change pot.
Have a lovely weekend everyone. :money:
Naomi xCredit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again0 -
Oooh just checked the bank account and had a small payment of £7.05 from Quidco so I've paid that against the credit card. :j
Naomi xCredit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again0 -
Evening guys,
£4.90 managed from the bank account skim this week. Roll on payday!!
Have a good weekend everyone. xSealed Pot Challenge - No: 223
2015 - £179.55
2014 - £363.98
2013 - £258.130 -
hellooooooooooooooooooooo
£1.03
IN
ME
TIN!!!
lol
oh and i've paid my Next account off.
so thats 112.57 gone to Next and also squirrelled (sp?) an extra 106.36 to the car
total = £218.93Littlewoods £10 Very BNPL £234.42
My total debt is [STRIKE]£7242.32[/STRIKE]£244.42
Extra payment a week: This week: £
Total to date: £1279.29 not incl this week
#33 NOvember challenge0 -
i would like to join the party if thats ok? late as usual thats me
my payment is 92£ off vanquis this week so total should come down when its credited0 -
i would like to join the party if thats ok? late as usual thats me
my payment is 92£ off vanquis this week so total should come down when its credited
I'll budge up for you, come on in :beer:Littlewoods £10 Very BNPL £234.42
My total debt is [STRIKE]£7242.32[/STRIKE]£244.42
Extra payment a week: This week: £
Total to date: £1279.29 not incl this week
#33 NOvember challenge0 -
Hi Everyone and isn't everyone doing well :T
Looking out for a tin (free of course) and got my eye on one of those huge coffee tins at workJust hope I am working and can nab it when the last bit is used:D
No extra for me this week (again) but am going to try and get my a*se in gear to list some bits of quality junk on Ebay as its free listing this weekend.Who knows I even may get off this forum and do it
Good luck everyone and I will hope to have my tin and my enthusiasm by next week :rotfl:
Debt free and Mortgage free thank you to all for your encouragement and advice :j
Crazy Clothes challenge £300/£48 and 5 months /0 without spending :T0
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