Debt Debt Debt

DervProf

Swipe wrote: »

Just think of all those poor b*ggers who signed up for sofas in the DFS sales last year: "Pay nothing for 12 months." Next week they have to start paying for that faded, sagging settee.

Yes, but it's only £25 a month, innit ?

ILW

RenovationMan wrote: »

I love watches but we always seem to be paying down mortgages and never have spare cash for such luxuries. My missus and I bought ourselves matching Rado watches when we first got married and lived in the Middle East, they're nice enough and because they're made from ceramics they look as good as the day we bought them, not a scratch.

I'd love to have a submariner though,



but I doubt I'll have any free money for many more years yet. Oh well, perhaps as a retirement present.

I got an automatic Seiko divers jobby for around £100 which does look like a slighly more robust Submariner. Even comes with a certificate saying it is tested to 300mtrs - which is useful :)

daveyjp

Look at the cost of a second hand watch to see how much of a rip off new ones are. Let someone else take the depreciation hit and get more for your money. I suspect the Breitling needed much more than a minor repair or someone is telling porkies. A new battery, service, replacement waterproofing seal and full clean of strap was £80 a couple of years ago.

Davesnave

ILW wrote: »

I got an automatic Seiko divers jobby for around £100 which does look like a slighly more robust Submariner. Even comes with a certificate saying it is tested to 300mtrs - which is useful :)

I don't think you could hold your breath that long.

ILW

Davesnave wrote: »

I don't think you could hold your breath that long.

No, but when I finally get washed up on some shore, they will be able to tell what time it is.

RenovationMan

DervProf wrote: »

Fascinating.

£55 for a new battery ? Time to buy a new watch.

Jeeze DervProf, you really don't understand humour do you? You're so desperate to have a rumble with me that you're not even reading these hreads, you're just searching my posts and making inane comments, totally embarrasing yourself.

Here is that comment I have had to post on your other two (?) attempts to start an argument with me. It saves time that I don't want to waste on the likes of you, you're third tier Derv.:

RenovationMan wrote: »

God you really are spoiling for a fight DervProf, following me around and making inane comments.

Are you still smarting from the forum drubbing I gave you a couple of days ago when you ran off in tears shouting "RetardMan" (LOL, pathetic) over your shoulder as you left.



You're small fry DervProf and not worth the candle. :cool:

Davesnave

ILW wrote: »

No, but when I finally get washed up on some shore, they will be able to tell what time it is.

Yes, time to sell a nice watch.

ILW

Davesnave wrote: »

Yes, time to sell a nice watch.

Could go towards the funeral.

RenovationMan

ILW wrote: »

Could go towards the funeral.

A bit of trivia. Pirates/Sea faring men used to wear gold earings so that if they were washed up dead on a beach, they could pay for their burial on land. After seeing so many sea bloated corpses, many had a mortal fear of a sea burial.

http://www.lifeslittlemysteries.com/1181-why-did-pirates-wear-earrings-.html

Your watch idea is a modern twist on an old problem.

julieq

One of the interesting things about risk analysis is that people are more worried about high impact/low probability events (plane crashes) than low impact/high probability events (car crashes) which can be equally dangerous on an individual basis. And part of that is because high impact events tend to be reported more, so they're held to happen more frequently than they do.

So it is with debt. Debt is massively overreported, by pressure groups, by news organisations and by TV programmes showing reckless overspending as entertainment. And in between the programmes there are adverts for payday loans and so on. That doesn't mean that everyone in the country is in serious debt, and in fact I don't know many people who are in a situation I'd even describe as worrying. Many people have some degree of debt, most deal with it. We get shown (and in fact demand to see) extreme situations because it makes us feel good about ourselves.

Honestly, people should learn critical thinking and how to baseline statistics to get to factual information. If you run on the basis that the world is going to hell on a handcart on the basis there are particular kinds of adverts on TV then you're hardly likely to notice that things are gradually getting better and you'll miss the opportunities that brings.