We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Received an N5B form without an issue date
Options
Comments
-
I don't understand why you won't leave? You're making it very hard for yourself to rent / buy in the future.
I am quite far through the process of buying a property, probably exchanging contracts in a few weeks, also I have two young children.
I can understand how it might make it hard to rent in the future (due to a bad reference), but why would it affect my ability to buy? There is no money claim involved.
I understand that I might end up having to pay court costs (in fact if I move out and don't defend, I think I'll definitely have to pay them), but I don't see how that would affect my credit rating.A second page which is not included ?
That is a very strong thread to pull.
The s21 states "see Note 2 (overleaf)" and "see Note 3 (overleaf)", but there is no "overleaf"Are you planning to leave? at any time in the future?
Yes, hopefully very soon, but I don't know when until we get those contracts exchanged.0 -
Assuming you're in England and the tenancy started after 6/4/2007 - did you pay a deposit and was it protected in a government scheme i.e. mydeposits, DPS etc? Is this listed on the N5b in the appropriate places?0
-
Assuming you're in England and the tenancy started after 6/4/2007 - did you pay a deposit and was it protected in a government scheme i.e. mydeposits, DPS etc? Is this listed on the N5b in the appropriate places?
Yes, I did pay a deposit, which was protected and it does seem to have been listed on the N5B in the right places.0 -
At least they got that bit right - doesn't help you though!0
-
Why hard to buy? This matter is quite irrelevant to buying.I don't understand why you won't leave? You're making it very hard for yourself to rent / buy in the future.
Even if an eviction order is granted, this would not be registered as a CCJ. And even if a CCJ were granted for a debt, you are allowed to have an honest dispute about a debt and it not go on your credit record. No one should cave and pay off a disputed debt for fear of collecting a CCJ.
Remember, it is only CCJ's which are not complied with within 28 or 30 days which go on the credit record.Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.7K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards