Mistaken Identity

Fiddlestick

winegums wrote: »

Since I purchased the car a few months ago, I have travelled a total of 200 miles in it - to travel to Manchester and back would be more than 200 miles in one single round trip.

What else can I do?

Take a picture of the odometer and mail it to them.

Case closed.

noh

Fiddlestick wrote: »

Take a picture of the odometer and mail it to them.

Case closed.

No use at all.

WhiteHorse

Only deal with the insurance company in writing. Never deal with them over the telephone. If they want to ask you questions or make accusations, fine. But make them do it in writing.

This may be an attempted insurance fraud, or it may simply be somebody using phoney details in order to make their getaway. Either way, it should - in theory - be easy to deal with.

However, insurance companies are often dishonest and frequently incompetent, so bear this in mind and conduct yourself accordingly.

hermanmunster_3

Maybe the registration number was written down wrongly?

olly300

winegums wrote: »

Oh, and by the way, the driver of the car was a young male - I am a 40ish female, so why would I need to prove where I was on that day?

Because as already stated insurance companies seemed to be staffed on the phone (and often by in their complaints department) by idiots or incompetent individuals.

If you state where you were at home/work/walking the dog, y can vouch for me as I saw them at around 11 and I live x miles from Manchester then they will leave you alone.

Otherwise the insurance company may pay out the third party claim and record a fault accident against you. In this case they could also mark you as allowing uninsured drivers to drive your car which will cause you loads of hassle. Have a look at this thread - https://forums.moneysavingexpert.com/discussion/3697109

BTW read the small print of your policy about people in your household taking your car without your permission. You will either find they aren't insured at all if they have an accident, or that you have to report them to the police before the insurer will pay out.

k66yla

Sounds like someone is using your registration plate on another vehicle, also another concern if that is happening what is the likelyhood of them driving off without paying for fuel which will again lead back to you. I really should stop watching Motorway Cops!

olly300

k66yla wrote: »

Sounds like someone is using your registration plate on another vehicle, also another concern if that is happening what is the likelyhood of them driving off without paying for fuel which will again lead back to you. I really should stop watching Motorway Cops!

We have no idea whether they are or not.

For some very strange reason the person who was driven into didn't record the registration plate.

If I think it's odd and the OP thinks this is odd no doubt the insurance company thinks it's odd and the person who is claiming to have had the accident may find themselves in trouble. Another reason to co-operate with the insurer.

shackalak

If the number hasn't been written down incorrectly, it could be false plates.

A few years ago, a police car was parked outside my mum and dad's house for a couple of hours on New Years Eve. Eventually, they knocked on their door (just as they was about to go to the pub to celebrate New Year!) and asked where my mums car had been earlier that day. They hadn't left the house at all. Anyway, it seems that 'her car' had been involved in an armed robbery in Oldham (about 25 miles away) earlier that day.

A car the same make, model and colour as hers was the getaway car but turned out it had false plates and was later found burned out.

Sorry I can't offer any help with the insurance side of things but I hope you get it sorted out.

2sides2everystory

I think the OP wanted us to understand that her name had been given correctly on the "piece of paper" as well as the registration plate.

I honestly wouldn't hesitate. Would anyone else? Call GMP and then call your insurer with the police reference and caution your insurer that they are embroiled in some kind of fraud and should perhaps direct all further enquiries to GMP.

sarahg1969

OP, exactly the same thing happened to my husband.

His insurers rang him and told him he'd had an accident when pulling out of a side road in Manchester in August. Claims were being pursued by the other driver and also by three alleged passengers from his own vehicle - all of whom were from the Manchester area and from a different ethnic background from ourselves.

At first we thought it may be a simple case of mistaken identity, but decided this was unlikely because his vehicle registration was not a local one, and how likely was it that there would be an almost identical one in the area? Also, his vehicle was advertised for sale in Autotrader at the time, with the registration number on view.

A MID check didn't reveal any other insurance in force on the date of the accident - I had wondered if maybe someone would have taken out a short-term policy to cover the 'accident' date, and the solicitors had written to my husband's insurers in error.