I have to pay 55%

opsman123

I used a company cald charterhouse claims to claim my ppi back
I filled in there form and received one letter back
I just received a offer from lloyds for £4500
I have just read the letter from charterhouse an it seems I need to send them the offer and they get 55% of my money
Is there anyway around this
I would be greatfull for any advise

dunstonh

Is there anyway around this

Don't employ a claims company to make your complaints in future.

If you agree to employ someone and agree their terms then trying to get out of paying what you agreed when the job is complete is disgraceful. It doesnt matter if its a claims company, a plumber, electrician or whoever.

tifo

They've given you a service and they should be paid, it's what you agreed .... why don't people want to pay after they get an offer/cheque? Would you do this with a solicitor?

tifo

dunstonh wrote: »

If you agree to employ someone and agree their terms then trying to get out of paying what you agreed when the job is complete is disgraceful. It doesnt matter if its a claims company, a plumber, electrician or whoever.

Well said, I'm agreeing with you again !

tifo

Opsman123 wrote: »

I have just read the letter from charterhouse an it seems I need to send them the offer and they get 55% of my money

But 55% is very high, usually its 25% + vat. Maybe you can renegotiate this or pass it to MoJ as being excessive and thus unfair (the unfair terms regulations still apply to your agreement).

dunstonh

Well said, I'm agreeing with you again !

It is becoming a habit. Stop it

Merry Christmas

But 55% is very high, usually its 25% + vat.

I am going to guess that 55% is a rounded figure and not the real figure. If you take 45% and add VAT you get 54%. 46% would be an usual figure and would take you over 55%.

tifo

dunstonh wrote: »

It is becoming a habit. Stop it

Merry Christmas

Yes, well, same to you :j

opsman123

I am not trying to get out of paying I should have read the small print
I just think 55% is a bit too muck

dunstonh

I am not trying to get out of paying

That is what it sounds like you are trying to do.

I should have read the small print

Small print? How can you class the fees agreed as small print?

Do, you normally employ people/companies to do jobs without asking how much you are going to pay them?

I just think 55% is a bit too muck

Should have thought about that before you agreed to pay them that.

panchenlama

the only way round it is to get yourself an education and not use scumbag low level companies (in my opinion) who thrive off the misery of others.

You went for the easy buck and signed up with this outfit who are now going to charge you over 2k to write and send one letter. Good job!!

how many billions are the banks paying out on this topic and how much of that will go to these terrible companies. Ludicrous.

tomjonesrules

The OP is in this situation because he failed to read what he was signing up to. Chances are this is the same reason he ended up with a product he didn't need in the first place.

Methinks it is about time to introduce some kind of test before people are allowed to borrow money!